86 Ellerbeck Street

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$799,900

86 Ellerbeck Street

Central City East, Kingston · MLS® X14092548

522

House · Single Family · 5 days on market

listed by MIKE GIFFIN, ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

realtor's description

Alwington District. Located near Queen's University and just two blocks from beautiful Breakwater Park, this spacious 5-bedroom, 2-bathroom home offers an excellent opportunity in a highly desirable Kingston neighbourhood. Easily room for a 6th bedroom. Featuring hardwood flooring throughout much of the home, 2x gas fireplaces and plenty of living space including a living & dining Room PLUS a large Family Room. Furnace (2019) & Windows (2012), Enjoy being just steps from the waterfront & Parks, and in between Main and West Campuses. An excellent opportunity for investors, students, or families looking to enjoy everything this fantastic location has to offer! Currently rented for $4,400 / month + Utilities.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 2
parking: 2
property tax: $8,043 / yr
days on market: 5
MLS®: X14092548

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

monthly cost

$4,155/mo

Mortgage $3,485 · Tax $670

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,485/ monthly

loan $639,920

25-year amortization

down payment20% · $159,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,606
cash to close: $159,980; down payment; transfer tax and fees not included
total paid: $1,045,526

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.