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86 ST ANDREWS Street
homes for sale · Cambridge · Victoria
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$849,900

86 ST ANDREWS Street

Victoria, Cambridge · MLS® 40872364

322

1,781 sq ft · House · Single Family · built 1890 · 5 days on market

listed by BILL O'NEILL, RE/MAX Twin City Realty Inc.

realtor's description

Welcome to 86 St Andrews Street, a beautifully renovated character home in prestigious Dickson Hill, set on an impressive 74-foot-wide pie shaped lot. This 3-bedroom, 2-bath home combines historic charm with high-end custom finishes, exceptional craftsmanship and extensive modern updates completed in 2025. The versatile main floor offers a living room, family room, beautifully appointed kitchen, main-floor laundry and two offices. The larger office offers flexibility as a den, guest room or potential fourth bedroom, while the second is ideal for working from home. Multiple exterior entrances add further functionality. A full basement provides substantial utility and storage space. The extensive renovation went well beyond finishes, with major upgrades to HVAC, plumbing, electrical, insulation, windows, doors and exterior components, complemented by custom millwork, wide-plank hardwood and carefully restored heritage details. With multiple living spaces, 3+1-bedroom potential, a 74-foot-wide pie shaped lot and a highly functional floor plan, this move-in-ready home offers a rare combination of character, craftsmanship, flexibility and modern convenience—steps from Victoria Park and within walking distance of the Gaslight District and Downtown Galt.

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property details

type
House, Single Family
bedrooms
3
bathrooms
2
living area
1,781 sq ft
parking
2
year built
1890
property tax
$5,000 / yr
days on market
5
MLS®
40872364

features

  • Washer
  • Refrigerator
  • Water softener
  • Dishwasher
  • Stove
  • Dryer

monthly cost

$4,120/mo
Mortgage $3,703 · Tax $417

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,703/ monthly
loan $679,920
25-year amortization
total interest
$430,960
cash to close
$169,980
down payment; transfer tax and fees not included
total paid
$1,110,880

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
BILL O'NEILL
RE/MAX Twin City Realty Inc.
call BILL · 519-577-1724
Powered by: REALTOR.ca
▶ virtual tour

location

Victoria, CambridgeGoogle Maps ↗

location

Victoria, CambridgeGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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