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$999,999

89 Northumberland Street

Downtown, Guelph · MLS® X13823340

324

House · Single Family · 30 days on market

listed by ANDRA ARNOLD, Royal LePage Royal City Realty

realtor's description

Located in Guelph's vibrant downtown, 89 Northumberland Street is an exceptional 3-bedroom, 2-bathroom home where thoughtful design meets modern living. From the moment you step inside, the stunning herringbone tile entryway and beautiful staircase set the tone for the stylish interior. The open-concept main floor features wide-plank light flooring, pot lights throughout, and a contemporary kitchen complete with a large island and sink, stainless steel appliances, modern black hardware, and under-cabinet lighting. At the rear of the home, a versatile additional space offers the perfect setting for a home office, reading area, or second living space, with direct access to the spacious, fully fenced backyard. A patio area provides an inviting spot for outdoor lounging and entertaining. Upstairs, three well-appointed bedrooms share an incredible 5-piece bathroom featuring a soaker tub, oversized walk-in shower, and double vanity with ample storage. With parking for four vehicles and an unbeatable downtown location close to shops, restaurants, parks, and everyday amenities, this thoughtfully designed home offers an exceptional opportunity to enjoy modern comfort in the heart of Guelph.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
parking: 4
property tax: $8,023 / yr
days on market: 30
MLS®: X13823340

features

Sump Pump
School Bus
Washer
Refrigerator
Water meter
Gas stove(s)

monthly cost

$5,025/mo

Mortgage $4,357 · Tax $669

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,357/ monthly

loan $799,999

25-year amortization

down payment20% · $200,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $507,071
cash to close: $200,000; down payment; transfer tax and fees not included
total paid: $1,307,070

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.