97 Zaph Avenue

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$799,900

97 Zaph Avenue

Highland Creek, Toronto · MLS® E13739846

333

House · Single Family · 51 days on market

listed by DEVIN JOSEPH CULLEN, CENTURY 21 HERITAGE GROUP LTD.

realtor's description

Incredible investment opportunity in Toronto's prestigious Highland Creek! This detached property features modern updates alongside massive potential for future redevelopment. Located in a rapidly transitioning neighborhood where many older homes have been torn down and rebuilt into custom estates. Minutes to U of T Scarborough, Hwy 401, parks, & transit. Don't miss this opportunity! VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 3
parking: 3
property tax: $4,005 / yr
days on market: 51
MLS®: E13739846

monthly cost

$3,819/mo

Mortgage $3,485 · Tax $334

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,485/ monthly

loan $639,920

25-year amortization

down payment20% · $159,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,606
cash to close: $159,980; down payment; transfer tax and fees not included
total paid: $1,045,526

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.