Blk B Maple Street

Terrace · MLS® R3107302

1.66 acres lot · Land · Vacant Land · 202 days on market

listed by Helena Samzadeh, RE/MAX Coast Mountains

realtor's description

Beautiful 1.66-acre treed lot on Maple Street, offering a peaceful setting with ample space to build your dream home. Water and sewer connections available at the lot line. A rare opportunity to own a spacious property within reach of town amenities. Buyers to verify all details of importance with the Regional District.

property details

type: Land, Vacant Land
lot: 1.66 acres
parking: 0
property tax: $1,068 / yr
days on market: 202
MLS®: R3107302

the market here

listed now: 160 days; median for 34 homes for sale; this one 202 days

Homes in Terrace. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$433/mo

Mortgage $344 · Tax $89

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$344/ monthly

loan $63,200

25-year amortization

down payment20% · $15,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $40,059
property transfer tax: $790; BC general rate
cash to close: $16,590; down + PTT
total paid: $103,259

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

TerraceGoogle Maps ↗

good to know

Wildfire
The BC Wildfire Service rates Terrace's wildland urban interface as risk class 4 of 5 (low; 1 is the highest). One wildfire of 10 hectares or more burned within 5 km since 2006: 2010 (14 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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