Lot 4 St. Andrews Point Road

Lower Montague · MLS® 202626548

Land · Vacant Land · 1 day on market

listed by Colin MacIsaac, PROVINCIAL REALTY

realtor's description

1-acre lot with exceptional water views, steps to sandy beach. This property is home to 1800 sqft 2 story ?Carriage House?. Very solidly built wooden shingle building on a concrete pad with loads of charm that would make excellent living space. Perfect for year-round living on the Water. Short drive to the best beaches, golf courses, restaurants and shopping the Island has to offer. 30 minutes to the Nova Scotia ferry and Airport. 5 minutes to Montague. *Vendor Financing options available* Realtor® is related to the vendor.

property details

type: Land, Vacant Land
parking: 0
days on market: 1
MLS®: 202626548

features

Sloping

monthly cost

$1,285/mo

Mortgage $1,285

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,285/ monthly

loan $236,000

25-year amortization

down payment20% · $59,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $149,586
cash to close: $59,000; down payment; transfer tax and fees not included
total paid: $385,586

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.