LT C Northview Dr

Crofton · MLS® 1042378

7,084 sq ft lot · Land · Vacant Land · 114 days on market

listed by Dana Hahn, RE/MAX Camosun

realtor's description

Build your new home on this 7,084 sq. ft. ocean-view lot, situated in the charming seaside community of Crofton. Nestled in a peaceful rural setting, this property offers the perfect balance of tranquillity and convenience, just 10 minutes from both Duncan and Chemainus. In the heart of Crofton, you'll enjoy easy access to local shops, services, and the ferry to Vesuvius Bay on Salt Spring Island. Outdoor enthusiasts will appreciate the nearby parks, beaches, and the scenic Crofton Seawalk. Situated on a quiet, no-through street in an established neighbourhood, this sloping property is zoned R3 (Residential One and Two-Family Zone). This zoning may allow a secondary suite, an accessory dwelling unit, or duplex, provided all applicable zoning requirements are met. Buyers are encouraged to verify permitted uses and development potential with the Municipality of North Cowichan.

property details

type: Land, Vacant Land
lot: 7,084 sq ft
parking: 0
property tax: $2,323 / yr
days on market: 114
MLS®: 1042378

features

Sloping
Other

the market here

listed now: 118 days; median for 5 homes for sale; this one 114 days

Homes in Crofton. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$1,844/mo

Mortgage $1,650 · Tax $194

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,650/ monthly

loan $300,000

25-year amortization

down payment20% · $75,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $195,128
property transfer tax: $5,500; BC general rate
cash to close: $80,500; down + PTT
total paid: $495,128

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.