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$334,990

1003, 77 Spruce Place SW

Spruce Cliff, Calgary · MLS® A2349229

221

818 sq ft · Condo · Single Family · built 2008 · 23 days on market

listed by Gurpreet Ghuttora, Real Broker

realtor's description

2 BEDROOM | 2 BATHROOM | FRESHLY PAINTED | BRAND NEW VINYL FLOORING | BRAND NEW APPLIANCES | TITLED UNDERGROUND PARKING AND ASSIGNED STORAGE | Welcome to elevated condo living in Encore, located in the highly desirable community of Spruce Cliff! Situated on the 10th floor, this bright and spacious 2-bedroom, 2-bathroom home offers incredible views, brand-new kitchen appliances, and access to outstanding building amenities.The inviting living room features a cozy corner fireplace and expansive windows that fill the space with natural light. Step outside onto the generous balcony—an ideal spot to enjoy your morning coffee or unwind while taking in the views. The kitchen offers ample cabinetry, granite countertops, brand-new appliances, and a convenient island for meal preparation and casual dining.The spacious primary bedroom features its own private 4-piece ensuite, while the second bedroom offers flexibility for guests, a home office, or a roommate. A separate 3-piece bathroom adds everyday convenience.This home also includes a heated underground parking stall and an assigned storage locker, with visitor parking and full-time building security adding comfort and peace of mind. Residents enjoy an impressive selection of amenities, including an indoor swimming pool, hot tub, fitness centre, and a games room with ping pong and pool tables.Enjoy quick access to downtown and the convenience of being within walking distance of Westbrook LRT Station, Westbrook Mall, the public library, restaurants, shopping, parks, and Shaganappi Golf Course. With its bright living spaces, updated appliances, exceptional amenities, and convenient location, this home is a fantastic opportunity for professionals, first-time buyers, or investors!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 818 sq ft
parking: 1
year built: 2008
property tax: $2,231 / yr
strata fee: $690 / mo ($0.84 / sq ft)
strata rules: Pets Allowed
days on market: 23
MLS®: A2349229

features

No Animal Home
No Smoking Home
Parking
Pets Allowed
Refrigerator
Dishwasher

monthly cost

$2,335/mo

Mortgage $1,460 · Tax $186 · Strata $690

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,460/ monthly

loan $267,992

25-year amortization

down payment20% · $66,99820%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $169,864
land title fees: $705; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $67,703; down + land title fees
total paid: $437,856

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,840/mo
after all costs: −$677/mo
cap rate: 2.8%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,460 · tax $186 · strata $690 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Calgary: CMHC's average there ($1,908) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Spruce Cliff, CalgaryGoogle Maps ↗

Rapid transit: Westbrook CTrain station, 300 m (about 5 min walk); Shaganappi Point CTrain station, 800 m (about 13 min walk).

schools

Nearest public (CBE) and Catholic schools, by distance

Elementary · CBE Alex Ferguson School1.0 km
Middle · CBE Vincent Massey School1.2 km
Secondary · CBE Louise Dean School2.0 km
Elementary · Catholic St. Michael School1.0 km
Secondary · Catholic Bishop Carroll High School3.5 km

The nearest school isn't always the designated one, and Calgary's boards don't publish their boundaries as open data. Check this address with the CBE school finder or Calgary Catholic's. School locations: City of Calgary open data.

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