101 15738 96 Avenue

Surrey · MLS® R3177852

665

2,737 sq ft · 3,424 sq ft lot · House · Single Family · built 2026 · 4 days on market

listed by Chirag Nagpal, Royal LePage Global Force Realty

realtor's description

Brand-new half-duplex in Guildford offering modern living, mountain views, and parking for 5 cars! The ground floor features a 2-bedroom legal suite and a separate recreation room with full washroom and can be converted into a bachelor suite. The main level boasts an open-concept living and dining area, a great room, a chef-inspired kitchen, a spice kitchen, a den, built-in speakers, a covered deck, and a powder room with provision for a full bathroom. Upstairs offers 4 bedrooms and 3 full bathrooms, including a spacious primary retreat with a spa-like ensuite, walk-in closet, and private deck with mountain views. Conveniently located close to schools, bus stop, Guildford Town Centre, restaurants, and easy Highway 1 access.

property details

type: House, Single Family
bedrooms: 6
bathrooms: 6
living area: 2,737 sq ft
lot: 3,424 sq ft
parking: 5
year built: 2026
days on market: 4
MLS®: R3177852

features

Washer
Refrigerator
Central Vacuum
Dishwasher
Stove
Dryer

the market here

listed now: 68 days; median for 1887 houses for sale; this one 4 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$5,616/mo

Mortgage $5,616

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$5,616/ monthly

loan $1,031,200

25-year amortization

down payment20% · $257,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $653,615
property transfer tax: $23,780; BC general rate
cash to close: $281,580; down + PTT
total paid: $1,684,815

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,790/mo
your cost after the suite: $4,144/mo; vs $5,791 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $5,616 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a studio in Surrey: CMHC's average there ($1,606) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

SurreyGoogle Maps ↗

schools

Catchment schools, Surrey School District 36

Elementary Woodland Park Elementaryhomes in this catchment
1.1 km away · 9025 158 St, Surrey · 604-589-5957
Secondary North Surrey Secondaryhomes in this catchment
400 m away · 15945 96 Ave, Surrey · 604-581-4433

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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