102 Royal St

1 / 40

$599,900

102 Royal St

Riverside (St. Albert), St. Albert · MLS® E4509976

1,638 sq ft · House · Single Family · built 2025 · 31 days on market

listed by Angela Hayduk, MaxWell Devonshire Realty

realtor's description

Why buy new? This 1-YEAR OLD HOME HAS IT ALL! The OPEN-CONCEPT MAIN FLOOR features; MASSIVE MUD ROOM, a stylish kitchen with STAINLESS STEEL APPLIANCES, LARGE ISLAND and SPACIOUS DINING AREA flowing into the GENEROUS FAMILY ROOM with VAULTED CEILING & ELECTRIC FIREPLACE. Upstairs, your PRIMARY retreat awaits with DUAL VANITIES, MAKEUP AREA, LARGE TILED SHOWER with BENCH and WALK-IN CLOSET. TWO additional LARGE BEDROOMS and a convenient LAUNDRY CLOSET with SINK complete the upper level. The FULLY FINISHED LOWER LEVEL, 9' ceiling with SAFE N SOUND INSULATION, offers a FULL BATHROOM and SEPARATE ENTRANCE, perfect for guests, recreation or additional living space. Outside, enjoy the FULLY FENCED and FINISHED YARD with a MASSIVE 16' x 13' DECK—ideal for entertaining. The DOUBLE ATTACHED GARAGE INSULATED & DRYWALLED features EPOXY FLOORING. A/C ROUGH IN. Located in RIVERSIDE, MINUTES from SHOPPING, SCHOOLS, PARKS, TRAILS and HENDAY. Enjoy the BENEFITS of a NEARLY NEW HOME as well AS NEW HOME WARRANTY.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 4
living area: 1,638 sq ft
parking: 0
year built: 2025
days on market: 31
MLS®: E4509976

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Hood Fan

monthly cost

$2,614/mo

Mortgage $2,614

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,614/ monthly

loan $479,920

25-year amortization

down payment20% · $119,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $304,192
land title fees: $1,180; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $121,160; down + land title fees
total paid: $784,112

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Riverside (St. Albert), St. AlbertGoogle Maps ↗

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102 Royal St

1 / 40

$599,900

102 Royal St

Riverside (St. Albert), St. Albert · MLS® E4509976

1,638 sq ft · House · Single Family · built 2025 · 31 days on market

listed by Angela Hayduk, MaxWell Devonshire Realty

realtor's description

property details

type: House, Single Family
bedrooms: 3
bathrooms: 4
living area: 1,638 sq ft
parking: 0
year built: 2025
days on market: 31
MLS®: E4509976

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Hood Fan

property tax

about $6,717 a year

The asking price times St. Albert's 2026 residential rate of 11.20 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$2,614/mo

Mortgage $2,614

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,614/ monthly

loan $479,920

25-year amortization

total interest: $304,192
land title fees: $1,180; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $121,160; down + land title fees
total paid: $784,112

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.