103 46374 MARGARET AVENUE, Chilliwack Proper East

1 / 14

$236,900

103 46374 MARGARET AVENUE, Chilliwack Proper East

Chilliwack · MLS® R3175191

1,099 sq ft · Condo · Single Family · built 1979 · 13 days on market

listed by Dean Esau, Century 21 Creekside Realty

realtor's description

Maybe the best deal in town. Large fully renovated condo in convenient area to shopping & all amenities. This 2 bedroom, 1 bath condo has had a complete renovation. New kitchen, perfect for the chef in the family. New laminate flooring throughout the living area. Completely renovated bathroom with new tile surround, vanity and flooring. IN-SUITE LAUNDRY!!! You don't have to go down the hall! Building has been well maintained by the Strata. Call today to book your private viewing.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
living area: 1,099 sq ft
parking: 0
year built: 1979
property tax: $1,109 / yr
days on market: 13
MLS®: R3175191

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 62 days; median for 169 condos for sale; this one 13 days

Condos in Chilliwack. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$1,125/mo

Mortgage $1,032 · Tax $92

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,032/ monthly

loan $189,520

25-year amortization

down payment20% · $47,38020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $120,125
property transfer tax: $2,738; BC general rate
cash to close: $50,118; down + PTT
total paid: $309,645

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $1,600/mo
after all costs: $312/mo
cap rate: 6.8%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,032 · tax $92 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Chilliwack: CMHC's average there ($1,523) raised by what new tenants pay against everyone in the Chilliwack area, then down 2.5% with Chilliwack's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca