10347 Patricia Pl

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$1,035,000

10347 Patricia Pl

Sidney North-East, Sidney · MLS® 1052285

323

1,453 sq ft · 7,405 sq ft lot · House · Single Family · built 2005 · 13 days on market

listed by Jaret Andrews, RE/MAX Camosun

realtor's description

Open House Sunday Oct 25 12-2. Rancher in beautiful Sidney!This well-maintained 2005-built home offers 1,450 sqft. of comfortable, easy living with 3 bedrooms and 2 bathrooms. The inviting layout features 9-foot ceilings throughout and a bright, open-concept kitchen, dining, and living area, where large windows fill the space with natural light. French doors lead to a sunny, west-facing deck complete with a retractable awning—an ideal spot to relax and enjoy the afternoon sun. The kitchen features quality solid-wood custom cabinetry that has stood the test of time, complemented by newer appliances. The spacious primary bedroom includes a walk-in closet and ensuite, while the second bedroom offers a Murphy bed and built-in desk, providing excellent flexibility for guests or a home office. With a low-maintenance yard and the convenience of single-level living, this charming Sidney home is a wonderful opportunity for those seeking comfort, functionality, and an easy-care lifestyle.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,453 sq ft
lot: 7,405 sq ft
parking: 3
year built: 2005
property tax: $5,661 / yr
days on market: 13
MLS®: 1052285

features

Cul-de-sac
Private setting
Other
Washer
Refrigerator
Range - Electric

monthly cost

$5,027/mo

Mortgage $4,555 · Tax $472

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,555/ monthly

loan $828,000

25-year amortization

down payment20% · $207,00020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $538,553
property transfer tax: $18,700; BC general rate
cash to close: $225,700; down + PTT
total paid: $1,366,553

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

schools

Catchment schools, Saanich School District 63

Elementary Sidney Elementaryhomes in this catchment
1.4 km away · 2281 Henry Ave, Sidney · 250-656-3958
Middle North Saanich Middlehomes in this catchment
400 m away · 10400 Mcdonald Park Rd, North Saanich · 250-656-1129
Secondary Parkland Secondaryhomes in this catchment
1000 m away · 10640 Mcdonald Park Rd, North Saanich · 250-655-2700

From the Saanich School District 63's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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