Quadra, Saanich · MLS® 1050255
424
1,846 sq ft · 7,684 sq ft lot · House · Single Family · built 1950 · 8 days on market
listed by Charlie Cunningham, DFH Real Estate Ltd.
Welcome to 1085 Hulford Street. Tucked away on a quiet no-through street, this well-maintained 4-bed, 2-bath home offers exceptional flexibility and income potential in a prime central location. Conveniently situated just half a block from transit and minutes to Mayfair and Hillside malls, Reynolds Secondary, UVic, and everyday amenities. Set on a 7,684 sq.ft. lot, the 1,846 sq.ft. home features two self-contained 2-bedroom suites, ideal for multigenerational living, investors, or buyers seeking a mortgage helper. The upper suite offers bright living and dining spaces, a spacious eat-in kitchen, two bedrooms, and access to a rear deck overlooking the private backyard. The lower suite includes its own kitchen, living area, two bedrooms, and full bath. Two off-street parking spaces add convenience. The upper suite is tenanted, while the vacant lower suite offers immediate occupancy, rental income, or space for extended family.
found among the listing photos.
20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.
Costs: mortgage $4,265 · tax $413 · insurance ~$175 · vacancy 3% · upkeep 5%.
Suite rent is today's market rent for a 2-bedroom in Saanich: CMHC's average there ($2,104) raised by what new tenants pay against everyone in the Victoria area, then down 1.9% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.
Catchment schools, Greater Victoria School District 61
1.3 km away · 3427 Quadra St, Victoria · 250-382-7231
1.8 km away · 3910 Cedar Hill Rd, Victoria · 250-477-6945
400 m away · 3963 Borden St, Victoria · 250-479-1696
From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.
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| year | assessed | est. tax |
|---|---|---|
| 2026 | $953,000 | $4,956 |
The listing shows $4,956 a year in property tax.
Estimate: the BC Assessment value times Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.
Houses in Saanich, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.
lot outline: 709 m² (7,632 sq ft) · PID 005-966-469. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.
Walkability 84/100 · Very walkable: most errands on foot
Within a 10 minute walk: 2 grocery stores, 8 places to eat or drink, 2 cafes, 11 parks and playgrounds, 1 school, 1 pharmacy, 18 transit stops.
mihom score from OpenStreetMap places, by straight line distance.