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Pemberton Holmes Ltd.

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3219 RUTLEDGE St
homes for sale · Saanich · Quadra
3219 RUTLEDGE St — photo 1 of 33
1 / 33
$899,888

3219 RUTLEDGE St

Quadra, Saanich · MLS® 1053298

424

1,916 sq ft · 6,199 sq ft lot · House · Single Family · built 1950 · 2 days on market

listed by Andrew Wierzbicki, eXp Realty

realtor's description

*OPEN HOUSE NOV. 1ST 11-1PM* 4 BED 2 BATH WITH SUITE THAT HAS SEPARATE ENTRY. First time on the market in almost 40 years in a very desirable area right by the newly upgraded Rutledge Park with new playground and water park. 3 minute walk to Mayfair Mall, walking distance to Topaz park and Quadra Elementary. Holding potential for possible development down the road as there are only 8 homes on this side of the street in a row. Large fully fenced yard gives space to grow and play outside in your own backyard as well as room to possibly build more! New roof 3 years ago, upgraded upstairs bathroom 3 years ago, floors redone 7 years ago. Close to everything you need plus easy in and out of town on a quiet street with recent infrastructure updates by the city of Saanich. Not many opportunities to buy a house this size with a yard this large in Victoria for under $1,000,000. Thank you for checking out my clients listings. Have the best day!

similar homes nearby

call Andrew

property details

type
House, Single Family
bedrooms
4
bathrooms
2
living area
1,916 sq ft
lot
6,199 sq ft
parking
4
year built
1950
property tax
$4,691 / yr
days on market
2
MLS®
1053298

features

  • Central location
  • Level lot
  • Other
  • Washer
  • Refrigerator
  • Range - Electric

floor plans

found among the listing photos.

monthly cost

$4,351/mo
Mortgage $3,961 · Tax $391

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,961/ monthly
loan $719,910
25-year amortization
total interest
$468,249
property transfer tax
$15,998
BC general rate
cash to close
$195,976
down + PTT
total paid
$1,188,159
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$1,860/mo
your cost after the suite
$2,815/mo
vs $4,526 without it

Costs: mortgage $3,961 · tax $391 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Saanich: CMHC's average there ($1,594) raised by what new tenants pay against everyone in the Victoria area, then down 1% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Greater Victoria School District 61

  • Elementary Cloverdale Elementaryhomes in this catchment

    600 m away · 3427 Quadra St, Victoria · 250-382-7231

  • Middle Cedar Hill Middlehomes in this catchment

    2.8 km away · 3910 Cedar Hill Rd, Victoria · 250-477-6945

  • Secondary Reynolds Secondaryhomes in this catchment

    2.2 km away · 3963 Borden St, Victoria · 250-479-1696

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Andrew Wierzbicki
eXp Realty
778-966-1100call Andrew
Powered by: REALTOR.ca
▶ virtual tour

location

Quadra, SaanichGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$902,000$4,691

The listing shows $4,691 a year in property tax.

Estimate: the BC Assessment value times Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

sold vs last asking
-3.3%
median, 57 houses sold
listed now
42 days
median for 282 houses for sale; this one 2 days

Houses in Saanich, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

1030 Falmouth Rd, Saanich
open houseHouse
$649,900
23% under assessed
1030 Falmouth Rd
Quadra, Saanich50 days on market
listed by Royal LePage Coast Capital - Chatterton
114670 sq ft
MLS® 1048939
1 913 Dale St, Saanich
open houseTownhouse
7 1032 Cloverdale Ave, Saanich
1000 Tattersall Dr, Saanich
House
1085 Hulford St, Saanich
978 Lovat Ave, Saanich
House
$799,900
1 913 Dale St
Quadra, Saanich8 days on market
listed by Engel & Volkers Vancouver Island
331,463 sq ft
MLS® 1052857
open houseTownhouse
$849,000
11% under assessed
7 1032 Cloverdale Ave
Quadra, Saanich29 days on market
listed by eXp Realty
3411,527 sq ft
MLS® 1051180
$1,050,000
1000 Tattersall Dr
Quadra, Saanich38 days on market
listed by The Agency
5241,840 sq ft
MLS® 1050460
House
$969,000
1085 Hulford St
Quadra, Saanich8 days on market
listed by DFH Real Estate Ltd.
4241,846 sq ft
MLS® 1050255
$999,999
978 Lovat Ave
Quadra, Saanich14 days on market
listed by Pemberton Holmes Ltd.
432,326 sq ft
MLS® 1051525

location

lot outline: 576 m² (6,200 sq ft) · PID 008-044-422. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Quadra, SaanichGoogle Maps ↗
Drive times
  • Quadra Elementary3 min
  • Reynolds Secondary5 min
  • Heritage Community College6 min
  • Downtown Victoria7 min
  • Victoria General Hospital9 min
  • YYJ airport26 min
95

Walkability 95/100 · Very walkable: most errands on foot

Within a 10 minute walk: 1 grocery store, 24 places to eat or drink, 5 cafes, 19 parks and playgrounds, 5 schools, 1 pharmacy, 14 transit stops.

mihom score from OpenStreetMap places, by straight line distance.