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Pemberton Holmes Ltd.

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REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Listing data via CREA's DDF®. about · terms of use · privacy · © 2026 mihom.

1120 Maple Bay Rd
homes for sale · Duncan · East Duncan
1120 Maple Bay Rd — photo 1 of 31
1 / 31
$845,000

1120 Maple Bay Rd

East Duncan, Duncan · MLS® 1053355

4213

1,463 sq ft · 8,712 sq ft lot · House · Single Family · built 1960 · 1 day on market

listed by Theresa Carter, Coldwell Banker Oceanside Real Estate

realtor's description

Situated on a .20 acre corner lot in seaside Maple Bay, this charmingly renovated home with generous detached shop and separate 1 bedroom suite is perfect for those just starting out, busy couples and retirees alike. The 2 storey main level entry, 1,813 Sq. Ft. home has 4 bedrooms, 2 bathrooms (including suite) and an unfinished partial basement perfect for storage. Just a few features of this lovely home include inviting front porch, private back patio, heat pump with A/C, pot lighting, and more. Previous updates and upgrades include vinyl windows, electrical, some plumbing, drywall, kitchen, bathroom, flooring and lighting. The lot is partially fenced and offers ample parking. The garage shop boasts 522 Sq. Ft. and is wired with 220 and roughed in for plumbing to water and septic. All this in a great location within walking distance to the ocean, marina, restaurants/pub and shops and only a short drive to all amenities. This is a great place to call home!

similar homes nearby

property details

type
House, Single Family
bedrooms
4
bathrooms
2
living area
1,463 sq ft
lot
8,712 sq ft
parking
13
year built
1960
property tax
$3,982 / yr
days on market
1
MLS®
1053355

features

  • Corner Site
  • Sloping
  • Other
  • Marine Oriented
  • Washer
  • Refrigerator

monthly cost

$4,051/mo
Mortgage $3,719 · Tax $332

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$3,719/ monthly
loan $676,000
25-year amortization
total interest
$439,689
property transfer tax
$14,900
BC general rate
cash to close
$183,900
down + PTT
total paid
$1,115,689
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$1,460/mo
your cost after the suite
$2,883/mo
vs $4,226 without it

Costs: mortgage $3,719 · tax $332 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Duncan: the regional level for a town here ($1,298) raised by what new tenants pay against everyone in the Nanaimo area, then up 0.6% with Nanaimo's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Theresa Carter
Coldwell Banker Oceanside Real Estate
call Theresa · 250-737-4500
Powered by: REALTOR.ca

location

East Duncan, DuncanGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$612,000$3,724

The listing shows $3,982 a year in property tax.

Estimate: the BC Assessment value times North Cowichan's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

listed now
52 days
median for 167 houses for sale; this one 1 day

Houses in Duncan. Sale prices register 1 to 3 months after a sale closes.

2023 Oakhill Pl, Duncan
House
$969,900
14% less per sq ft
2023 Oakhill Pl
East Duncan, Duncan63 days on market
listed by Pemberton Holmes Ltd. - Oak Bay
6422,779 sq ft
MLS® 1047941
6111 Denali Dr, Duncan
House
$898,500
6111 Denali Dr
East Duncan, Duncan2 days on market
listed by Pemberton Holmes Ltd. (Cow Vall)
43
6191 Thomson Terr, Duncan
House
$719,900
21% less per sq ft
6191 Thomson Terr
East Duncan, Duncan36 days on market
listed by RE/MAX Island Properties (DU)
43
1080 Maple Bay Rd, Duncan
House
$810,000
18% less per sq ft
1080 Maple Bay Rd
East Duncan, Duncan94 days on market
listed by Royal LePage Duncan Realty
53
362 Day Rd, Duncan
House
$724,900
13% less per sq ft
362 Day Rd
East Duncan, Duncan43 days on market
listed by RE/MAX Camosun
52
2538 Trillium Terr, Duncan
House
$869,000
2538 Trillium Terr
East Duncan, Duncan20 days on market
listed by Pemberton Holmes Ltd. (Cow Vall)
32
4
3,427 sq ft
MLS® 1053265
4
2,238 sq ft
MLS® 1050511
7
2,422 sq ft
MLS® 1043767
3
2,052 sq ft
MLS® 1050100
3
2,061 sq ft
MLS® 1052025

location

East Duncan, DuncanGoogle Maps ↗
Drive times
  • Cowichan Secondary13 min
  • Whittome Mall13 min
  • Vancouver Island University - Cowichan Campus14 min
  • Cowichan District Hospital18 min
  • YCD airport41 min
  • Downtown Victoria70 min
14

Walkability 14/100 · Car needed for most errands

Within a 10 minute walk: 1 place to eat or drink, 3 parks and playgrounds, 5 transit stops.

mihom score from OpenStreetMap places, by straight line distance.