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1130 3 Street SE
homes for sale · Calgary · Beltline
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$500,000

1130 3 Street SE

Beltline, Calgary · MLS® A2324867

111

1,086 sq ft · Townhouse · Single Family · built 2012 · 101 days on market

listed by Kamil Lalji, CIR Realty

realtor's description

Where luxury living meets entrepreneurial opportunity, this exceptional street-level live/work residence offers a rare chance to integrate your home and business in one of Calgary's most vibrant urban communities. Perfectly positioned in The Guardian, this first-floor unit features direct sidewalk access, creating an ideal setting for a boutique retail or consumer service concept, artist studio, counselling service or professional office, (subject to applicable approvals). Whether you're building your brand or simply seeking an elevated inner-city lifestyle, this versatile property offers unmatched flexibility in a prestigious downtown address. Inside, soaring 11' ceilings and dramatic floor-to-ceiling windows fill the open-concept interior with natural light, creating a bright, welcoming environment for both everyday living and client-facing business. The thoughtfully designed layout adapts effortlessly to your needs, with generous space for living, working, entertaining, or showcasing your business. A contemporary kitchen at the back is appointed with integrated appliances, sleek cabinetry, quartz surfaces, and ample workspace, while the spacious sleeping area, large walk-in closet with custom storage, in-suite laundry, and beautifully finished full bathroom with floating vanity and glass-enclosed shower deliver the comfort and functionality expected of a luxury residence. Beyond your front door, the city becomes your neighbourhood. Located in Calgary's thriving Culture & Entertainment District, you are just moments from the Bow River pathway system, East Village, Stampede Park, the new event centre, Victoria Park/Stampede LRT Station, cafés, restaurants, shopping, and downtown's business core. Clients and guests will appreciate the convenience of ground level access, while residents will enjoy the energy and walkability of this premier urban location. The Guardian offers an outstanding collection of resident amenities, including 24-hour concierge and security, a fully equipped fitness centre, yoga studio, owner's lounge, workshop, rooftop garden terrace with BBQ areas, visitor parking, high-speed elevators, and a pet-friendly community (board approval). Ideal for entrepreneurs, creatives, and professionals who refuse to compromise between business success and exceptional living, this distinctive live/work residence presents a unique opportunity to establish your presence in one of Calgary's most iconic buildings while enjoying the convenience and sophistication of luxury downtown living. Check out section 226 of the interactive city of Calgary Bylaw to see what you can do in a live/work unit.

property details

type
Townhouse, Single Family
bedrooms
1
bathrooms
1
living area
1,086 sq ft
parking
1
year built
2012
property tax
$6,090 / yr
strata fee
$853 / mo ($0.79 / sq ft)
strata rules
Pets Allowed, Pets Allowed With Restrictions
days on market
101
MLS®
A2324867

features

  • Other
  • Closet Organizers
  • Pets Allowed
  • Pets Allowed With Restrictions
  • Refrigerator
  • Cooktop - Electric

monthly cost

$3,539/mo
Mortgage $2,178 · Tax $508 · Strata $853

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$2,178/ monthly
loan $400,000
25-year amortization
total interest
$253,536
land title fees
$1,000
transfer + mortgage registration; Alberta has no transfer tax
cash to close
$101,000
down + land title fees
total paid
$653,536

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent
$1,560/mo
after all costs
−$2,279/mo
cap rate
-0.2%
yearly net rent ÷ price

Costs: mortgage $2,178 · tax $508 · strata $853 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Calgary: CMHC's average there ($1,581) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Beltline, CalgaryGoogle Maps ↗

Rapid transit: Victoria Park/Stampede CTrain station, 400 m (about 6 min walk); City Hall/Bow Valley College CTrain station, 500 m (about 8 min walk).

schools

Nearest public (CBE) and Catholic schools, by distance

  • Elementary · CBE Ramsay School1.2 km
  • Middle · CBE Riverside School1.4 km
  • Secondary · CBE Discovering Choices138 m
  • Elementary · Catholic St. Monica School1.0 km
  • Secondary · Catholic St. Mary's High School819 m

The nearest school isn't always the designated one, and Calgary's boards don't publish their boundaries as open data. Check this address with the CBE school finder or Calgary Catholic's. School locations: City of Calgary open data.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Kamil Lalji
CIR Realty
call Kamil · 403-383-1579
Powered by: REALTOR.ca
▶ virtual tour

similar homes nearby

city assessment

$539,000

2026 assessment · market value as of July 1, 2025

  • Down 10.0% from $599,000 in 2025
  • $311,500 in 2016 (73% over ten years)
  • Asking price is 7% below the assessment
  • Built 2012
  • Lot 5,298 m² (57,027 sq ft)
roll yearassessed
2026$539,000
2025$599,000
2024$521,000
2023$469,500
2022$415,500
2021$428,000
2020$445,500
2019$562,000

From City of Calgary open data (property assessments), matched to 1130 3 ST SE. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $3,584 a year

The 2026 assessment times Calgary's 2026 residential rate of 6.65 per $1,000 (municipal and education).

The listing shows $6,090 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

location

Beltline, CalgaryGoogle Maps ↗

Rapid transit: Victoria Park/Stampede CTrain station, 400 m (about 6 min walk); City Hall/Bow Valley College CTrain station, 500 m (about 8 min walk).

Drive times
  • Lady Fatima Academy1 min
  • Discovering Choices1 min
  • Bow Valley College2 min
  • Downtown Calgary4 min
  • Sheldon M. Chumir Health Centre4 min
  • YYC airport19 min
97

Walkability 97/100 · Very walkable: most errands on foot

Within a 10 minute walk: 3 grocery stores, 30 places to eat or drink, 18 cafes, 5 parks and playgrounds, 1 school, 2 pharmacies, 35 transit stops.

mihom score from OpenStreetMap places, by straight line distance.

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