12 Royal Oak Lane NW

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$409,900

12 Royal Oak Lane NW

Royal Oak, Calgary · MLS® A2350014

231

1,404 sq ft · 102 m² lot · Townhouse · Single Family · built 2006 · 22 days on market

listed by Taeju Lee, Royal LePage Solutions

realtor's description

Welcome to 12 Royal Oak Lane NW, a beautifully designed four-level split townhouse offering over 1,400 sqft of developed living space and exceptional privacy with two spacious bedrooms - each with its own ensuite. Step into the inviting heated foyer, leading up to a stunning main living area with dramatic 12-ft ceilings, oversized windows, and a cozy gas fireplace that creates an elegant yet comfortable atmosphere. From here, garden-style French doors open to a full concrete patio and fenced yard - a rare outdoor retreat with direct access to community green space and the shared gazebo. The upper level features a bright kitchen and dining space overlooking the main floor, complete with sleek cabinetry, a built-in oven, and access to the south-facing balcony - perfect for morning coffee or evening relaxation. Upstairs, both bedrooms are thoughtfully separated for privacy, each offering a walk-in closet and 4-piece ensuite, with the primary suite showcasing serene mountain views. The lower level provides additional versatility - ideal for a home office, fitness area, or future development. An oversized attached single garage plus driveway parking and convenient visitor stalls right outside complete this impressive home. Set in the family-friendly community of Royal Oak, residents enjoy access to highly regarded nearby schools, scenic parks and pathways, and an exceptional selection of shopping and amenities. Multiple retail plazas are only minutes away, offering grocery stores, restaurants, medical and professional services, and fitness options. The nearby Shane Homes YMCA at Rocky Ridge provides state-of-the-art recreational facilities, while quick access to major roadways makes commuting effortless. A standout opportunity for first-time buyers, downsizers, or anyone seeking a low-maintenance home with elevated style. Book your showing today!

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 3
living area: 1,404 sq ft
lot: 102 m²
parking: 1
year built: 2006
property tax: $3,142 / yr
strata fee: $469 / mo ($0.33 / sq ft)
strata rules: Pets Allowed With Restrictions
days on market: 22
MLS®: A2350014

features

No Animal Home
No Smoking Home
Pets Allowed With Restrictions
Washer
Refrigerator
Cooktop - Electric

monthly cost

$2,517/mo

Mortgage $1,786 · Tax $262 · Strata $469

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,786/ monthly

loan $327,920

25-year amortization

down payment20% · $81,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $207,848
land title fees: $840; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $82,820; down + land title fees
total paid: $535,768

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,840/mo
after all costs: −$999/mo
cap rate: 2.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,786 · tax $262 · strata $469 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Calgary: CMHC's average there ($1,908) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Royal Oak, CalgaryGoogle Maps ↗

Rapid transit: Tuscany CTrain station, 2.1 km (about 33 min walk).

schools

Nearest public (CBE) and Catholic schools, by distance

Elementary · CBE William D. Pratt School401 m
Secondary · CBE West View School1.9 km
Elementary · Catholic St. Ambrose School2.0 km

The nearest school isn't always the designated one, and Calgary's boards don't publish their boundaries as open data. Check this address with the CBE school finder or Calgary Catholic's. School locations: City of Calgary open data.

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