121 5204 Ackroyd Street

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$229,900

121 5204 Ackroyd Street

Terrace · MLS® R3174356

924 sq ft · House · Single Family · built 2019 · 17 days on market

listed by Tashiana Johnson, RE/MAX Coast Mountains

realtor's description

Welcome home to this bright and well-maintained 2019 manufactured home featuring 2 bedrooms and 2 bathrooms. The functional layout offers comfortable living with a patio off the kitchen, perfect for BBQs and outdoor entertaining. Recent updates include new gutters and two concrete pads, one is 10x14 the other 10x20, ready for a shed, hot tub, or whatever best suits your needs. Located in a quiet, well-kept park with pad rent of $500/month. A great opportunity for low-maintenance living in a welcoming community!

property details

type: House, Single Family
bedrooms: 2
bathrooms: 2
living area: 924 sq ft
parking: 0
year built: 2019
property tax: $1,290 / yr
days on market: 17
MLS®: R3174356

the market here

listed now: 62 days; median for 95 houses for sale; this one 17 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$1,109/mo

Mortgage $1,002 · Tax $108

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,002/ monthly

loan $183,920

25-year amortization

down payment20% · $45,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $116,576
property transfer tax: $2,598; BC general rate
cash to close: $48,578; down + PTT
total paid: $300,496

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 119,236 m² (1,283,444 sq ft) · PID 012-924-113. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

TerraceGoogle Maps ↗

good to know

Floodplain
This address is within a designated floodplain on the provincial floodplain maps (Skeena River). Local rules can set things like minimum floor heights; the municipality can confirm what applies.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land Reserve
This address is inside the Agricultural Land Reserve. ALR land is set aside for farming; building, subdividing and non-farm uses follow Agricultural Land Commission rules.
Source: Agricultural Land Commission, ALR boundary

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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