Prp Lot 1 Halliwell Avenue

Terrace · MLS® R3178473

8,195 sq ft lot · Land · Vacant Land · listed today

listed by Rick McDaniel, Royal LePage Aspire Realty (Terr)

realtor's description

Lot 1 is an 8,191 sq ft fully serviced corner lot on the Bench, just west of Uplands School off Halliwell Ave. Water, sanitary, storm, natural gas, hydro and telecom are all at the lot line, so you can go straight to permit and start building without surprises or delays. The generous footprint and two accessible frontages give you room for a dream home, an income-producing build, or a multi-generational layout You're in a sought-after school catchment, within walking distance of transit, playgrounds and soccer fields, and minutes from Coast Mountain College, all surrounded by brand-new homes a growing and desirable neighbourhood. Municipal DCC fees are included in the price, a $9,000 savings! Build packages are available. Your forever home starts here.

property details

type: Land, Vacant Land
lot: 8,195 sq ft
parking: 0
days on market: 0
MLS®: R3178473

the market here

listed now: 160 days; median for 34 homes for sale; this one listed today

Homes in Terrace. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$784/mo

Mortgage $784

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$784/ monthly

loan $144,000

25-year amortization

down payment20% · $36,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $91,273
property transfer tax: $1,800; BC general rate
cash to close: $37,800; down + PTT
total paid: $235,273

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 4,281 m² (46,080 sq ft) · PID 011-688-262. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

TerraceGoogle Maps ↗

good to know

Wildfire
The BC Wildfire Service rates Terrace's wildland urban interface as risk class 4 of 5 (low; 1 is the highest). One wildfire of 10 hectares or more burned within 5 km since 2006: 2015 (15 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.