123 E 64th Avenue

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$1,788,000

123 E 64th Avenue

Vancouver · MLS® R3085347

524

1,865 sq ft · 3,812 sq ft lot · House · Single Family · built 1956 · 270 days on market

listed by Shirley Dang-Kramer, Sutton Group-West Coast Realty

realtor's description

Builders and investors alert! Solid 5-bedroom home located west of Main Street with sunny south exposure on the high side of a quiet, tree-lined street. Renovated in 1997 and well maintained over the years, this home is in good condition. The spacious living room is ideal for entertaining, and the bright kitchen offers ample cupboard space. The upper level features 2 bedrooms with in-suite washer and dryer. The 3-bedroom basement offers a separate entrance and its own washer and dryer, providing excellent flexibility. A prime opportunity to build a new home or hold as a long-term investment. Conveniently located close to transit, schools, and shopping, with quick access to Richmond and Downtown Vancouver.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 2
living area: 1,865 sq ft
lot: 3,812 sq ft
parking: 4
year built: 1956
property tax: $8,614 / yr
days on market: 270
MLS®: R3085347

features

Central location
Refrigerator
Stove
Washer & Dryer

the market here

listed now: 57 days; median for 1783 houses for sale; this one 270 days

Houses in Vancouver. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,819,100	$6,117

The listing shows $8,614 a year in property tax.

Estimate: the BC Assessment value times Vancouver's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$8,587/mo

Mortgage $7,869 · Tax $718

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,869/ monthly

loan $1,430,400

25-year amortization

down payment20% · $357,60020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 31, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $930,371
property transfer tax: $33,760; BC general rate
cash to close: $391,360; down + PTT
total paid: $2,360,771

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,670/mo
your cost after the suite: $6,306/mo; vs $8,762 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,869 · tax $718 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Southeast Vancouver, Vancouver: CMHC's average there ($2,359) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Vancouver also charges an empty homes tax. vancouver.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca