12973 Glengarry Crescent

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$1,836,023

12973 Glengarry Crescent

Surrey · MLS® R3178116

878

4,120 sq ft · 7,258 sq ft lot · House · Single Family · built 2020 · 4 days on market

listed by Jagdeep Sidhu, Sutton Group-West Coast Realty (Surrey/24)

Open house · Saturday, October 31, 2pm–4pm

realtor's description

*Open House Sat 2-4 PM & Sun 1-4 PM* Set on a 7,258 sq.ft. lot in one of Surrey's most central neighbourhoods, this custom-built home delivers 4,120 sq.ft. across a flexible, family-first layout. The main level pairs a chef's kitchen with quartz surfaces, stainless appliances, and a separate spice kitchen with formal and casual gathering rooms, ideal for hosting a crowd. Four upper bedrooms each enjoy their own ensuite, anchored by an impressive primary retreat and a bonus recreation room. Outside, a fully fenced yard gives kids room to roam, and the wide driveway handles a full household of vehicles. Two self-contained suites offer strong mortgage-helper potential or comfortable space for extended family. Schools, parks, shopping, and transit are all close at hand.

property details

type: House, Single Family
bedrooms: 8
bathrooms: 7
living area: 4,120 sq ft
lot: 7,258 sq ft
parking: 8
year built: 2020
property tax: $10,139 / yr
days on market: 4
MLS®: R3178116

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

floor plans

found among the listing photos.

the market here

listed now: 67 days; median for 1850 houses for sale; this one 4 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$2,077,000	$7,119

The listing shows $10,139 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$8,926/mo

Mortgage $8,081 · Tax $845

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,081/ monthly

loan $1,468,818

25-year amortization

down payment20% · $367,20520%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 31, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $955,359
property transfer tax: $34,720; BC general rate
cash to close: $401,925; down + PTT
total paid: $2,424,177

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.