13615 231 Street

Maple Ridge · MLS® R3178994

644

3,170 sq ft · 3,483 sq ft lot · House · Single Family · built 2027 · listed today

listed by Ron Antalek, RE/MAX LIFESTYLES REALTY

realtor's description

Brand new custom home offering 3,170 sq. ft. of thoughtfully designed space on a quiet street. The open concept main floor features large windows that flood the space with natural light, a gourmet kitchen with a spacious island for meal prep & entertaining, and a covered porch and patio for outdoor living. Upstairs, the primary bedroom is an oasis of relaxation with a walk-in closet and a luxurious ensuite with a 60" shower & seat. Three additional bedrooms, a full bath, and an upstairs laundry with washer & dryer provide ample space for family & guests. A 2-bedroom legal suite with its own kitchen and living area adds income potential. Great location with parks, schools, and shopping nearby. Work with the builder to customize your personal home now! Move in ready spring 2027

property details

type: House, Single Family
bedrooms: 6
bathrooms: 4
living area: 3,170 sq ft
lot: 3,483 sq ft
parking: 4
year built: 2027
property tax: $3,321 / yr
days on market: 0
MLS®: R3178994

floor plans

found among the listing photos.

the market here

listed now: 71 days; median for 467 houses for sale; this one listed today

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$6,464/mo

Mortgage $6,187 · Tax $277

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,187/ monthly

loan $1,136,000

25-year amortization

down payment20% · $284,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $720,041
property transfer tax: $26,400; BC general rate
cash to close: $310,400; down + PTT
total paid: $1,856,041

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,870/mo
your cost after the suite: $4,918/mo; vs $6,639 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,187 · tax $277 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Maple Ridge: CMHC's average there ($1,653) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca