20130 Telep Avenue

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$1,498,000

20130 Telep Avenue

Maple Ridge · MLS® R3177339

536

2,851 sq ft · 6,743 sq ft lot · House · Single Family · built 1998 · 6 days on market

listed by Fara Rahimi, Team 3000 Realty Ltd.

realtor's description

Immaculate 5-bedroom,3-bathroom executive home in the desirable West Maple Ridge neighbourhood.This stunning and well-maintained home offers so many features vaulted ceilings in the living room,a 2 sideds gas fireplace,kitchen & eating area; built-in entertainment centre with crown mouldings, master bedroom with elegant ensuite with soaker tub & separate shower, radiant heating and a private sundeck overlooking a beautifully landscaped backyard.2-bedroom fully finished basement suite with a separate entrance and patio, ideal for extended family.lots of features & updates including Newer Roof (2022),Boiler & Hot Water Tank (2023),Gutters filter (2025),EV electrical outlet in the garage and much more. Conveniently located near shopping, public transit,Boundary Park and Golden Ears Bridge.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 2,851 sq ft
lot: 6,743 sq ft
parking: 6
year built: 1998
property tax: $7,991 / yr
days on market: 6
MLS®: R3177339

features

All
Stove

monthly cost

$7,193/mo

Mortgage $6,527 · Tax $666

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,527/ monthly

loan $1,198,400

25-year amortization

down payment20% · $299,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $759,593
property transfer tax: $27,960; BC general rate
cash to close: $327,560; down + PTT
total paid: $1,957,993

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,870/mo
your cost after the suite: $5,647/mo; vs $7,368 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,527 · tax $666 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Maple Ridge: CMHC's average there ($1,653) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca