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$254,900

14 Smith Street Extension

Bay Roberts · MLS® 1304394

3,054 sq ft · Condo · Single Family · built 1967 · 9 days on market

listed by Lisa Cook, RE/MAX Infinity Realty Inc. - Sheraton Hotel

realtor's description

Spacious Family Home with 2-Bedroom Apartment in Bay Roberts! Located on a quiet side street, this spacious home offers three bedrooms on the main level plus a two-bedroom basement apartment, making it ideal for families, multi-generational living, or an investment opportunity. The main floor features a bright kitchen and dining area, a living room with a wood-burning fireplace and pellet stove, and plenty of room for family gatherings. The basement includes a rec room, laundry/utility room, and separate living space. Enjoy the large, mature, private lot with beautiful trees and gardens, a patio off the kitchen, and a 16' x 24' powered storage shed. Heating features include an oil furnace with a wood-burning add-on to help reduce heating costs. Recent updates include the furnace (2023), oil tank and water boiler (2024), and roof shingles (2020). With solid construction, a great layout, and potential for cosmetic updates to make it your own, this property offers an excellent opportunity to add value. Conveniently located close to schools, shopping, amenities, hiking trails, the harbour, and Bears Cove Beach, this home combines space, versatility, and coastal living in a desirable Bay Roberts location.

property details

type: Condo, Single Family
bedrooms: 5
bathrooms: 2
living area: 3,054 sq ft
parking: 0
year built: 1967
property tax: $1,680 / yr
days on market: 9
MLS®: 1304394

monthly cost

$1,251/mo

Mortgage $1,111 · Tax $140

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,111/ monthly

loan $203,920

25-year amortization

down payment20% · $50,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $129,252
cash to close: $50,980; down payment; transfer tax and fees not included
total paid: $333,172

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.