20-22 Smith Street

Bay Roberts · MLS® 1303943

1,422 sq ft · House · Single Family · built 1900 · 19 days on market

listed by Rebecca Bowering, RE/MAX Realty Specialists

realtor's description

Welcome to this charming heritage home nestled in the heart of Bay Roberts. Situated on a quiet, tree-lined street surrounded by mature trees, this beautiful property offers timeless character, warmth, and endless possibilities. Featuring 4 bedrooms, the home showcases the charm and craftsmanship of a bygone era while providing comfortable living for today's lifestyle. Whether you're searching for a quaint family home, a peaceful retreat, or an investment property, this residence offers exceptional versatility. With a proven history of strong rental potential, it presents an excellent opportunity for both homeowners and investors alike. Enjoy the convenience of being close to local amenities, schools, shopping, and recreation while embracing the tranquility and charm of this sought-after neighborhood. A rare opportunity to own a piece of Bay Roberts history in a beautiful setting.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
living area: 1,422 sq ft
parking: 0
year built: 1900
property tax: $1,134 / yr
days on market: 19
MLS®: 1303943

features

Refrigerator

monthly cost

$962/mo

Mortgage $867 · Tax $95

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$867/ monthly

loan $159,200

25-year amortization

down payment20% · $39,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $100,907
cash to close: $39,800; down payment; transfer tax and fees not included
total paid: $260,107

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.