1405 - 318 Spruce Street

Waterloo · MLS® X13856400

221

Condo · Single Family · 22 days on market

listed by FARHAT SHAHID, KING REALTY INC.

realtor's description

Bright, Freshly painted High Roof Suite In Sage2! 2 Large Bedroom, 2 Full Bathrooms , Balcony And Private Laundry ,11 Ft. Soaring Ceilings. Just Steps To Wilfred Laurie & University Of Waterloo. For Parents Looking For A Place To Keep Your Kids Safe While Studying, Luxurious Residential Destination. This Unit Features, Stainless Steel Appliances, Granite, 3500 plus sq feet i.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
parking: 1
property tax: $4,670 / yr
strata fee: $717 / mo
strata rules: Pets not Allowed
days on market: 22
MLS®: X13856400

features

Pets not Allowed
Water Heater

monthly cost

$3,284/mo

Mortgage $2,178 · Tax $389 · Strata $717

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,178/ monthly

loan $399,920

25-year amortization

down payment20% · $99,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $253,485
cash to close: $99,980; down payment; transfer tax and fees not included
total paid: $653,405

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.