14121 Coldicutt Avenue

White Rock · MLS® R3178221

696

6,050 sq ft · 8,540 sq ft lot · House · Single Family · built 2020 · listed today

listed by Dennis Wang, Nu Stream Realty Inc.

realtor's description

Welcome to luxury living in central White Rock. Built to the highest standards, this 6 -year-new residence spans over 6,000 sq. ft. on a quiet 8,540 sq. ft. lot, featuring 7 bedrooms and 9 bathrooms. Highlights include a main-floor bedroom, 10-ft main level ceilings, real hardwood floors, and a chef's kitchen featuring Sub-Zero, Wolf, Miele, and Fisher & Paykel appliances alongside a secondary wok kitchen. The primary suite offers a digital spa bath with a heated tub. Additional features include West Coast LoE 366 self-cleaning windows, radiant heating, an HRV system, a generator, and a private 2-bedroom, 2-bathroom legal suite with independent ventilation. Positioned in the prestigious Bayridge Elementary and Semiahmoo Secondary catchments.

property details

type: House, Single Family
bedrooms: 6
bathrooms: 9
living area: 6,050 sq ft
lot: 8,540 sq ft
parking: 6
year built: 2020
property tax: $15,140 / yr
days on market: 0
MLS®: R3178221

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 74 days; median for 134 houses for sale; this one listed today

Houses in White Rock. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$2,973,000	$12,840

The listing shows $15,140 a year in property tax.

Estimate: the BC Assessment value times White Rock's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$14,332/mo

Mortgage $13,070 · Tax $1,262

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$13,070/ monthly

loan $2,399,920

25-year amortization

down payment20% · $599,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,521,163
property transfer tax: $67,997; BC general rate
cash to close: $667,977; down + PTT
total paid: $3,921,083

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,650/mo
your cost after the suite: $12,989/mo; vs $14,507 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $13,070 · tax $1,262 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in White Rock: CMHC's average there ($1,435) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

lot outline: 790 m² (8,503 sq ft) · PID 001-825-712. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

White RockGoogle Maps ↗

schools

Catchment schools, Surrey School District 36

Elementary Bayridge Elementaryhomes in this catchment
400 m away · 1730 142 St, Surrey · 604-531-8082
Secondary Semiahmoo Secondaryhomes in this catchment
1.4 km away · 1785 148 St, Surrey · 604-536-2131

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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