1340 Kent Street

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

suite rent

$2,050/mo

your cost after the suite

$11,233/mo

vs $13,119 without it

Costs: mortgage $11,715 · tax $1,229 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in White Rock: CMHC's average there ($1,813) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Catchment schools, Surrey School District 36

• Elementary Peace Arch Elementaryhomes in this catchment

  200 m away · 15877 Roper Ave, White Rock · 604-536-8711

• Secondary Earl Marriott Secondaryhomes in this catchment

  500 m away · 15751 16 Ave, Surrey · 604-531-8354

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.