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#201 104 10 ST
homes for sale · Cold Lake · Cold Lake North
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$109,000

#201 104 10 ST

Cold Lake North, Cold Lake · MLS® E4502069

31

856 sq ft · Condo · Single Family · built 1984 · 82 days on market

listed by Cat Walker, Royal Lepage Northern Lights Realty

realtor's description

Kinosoo Beach is just steps away from this well-located 3 bedroom condo—an ideal option for first-time buyers or investors. This 3-bed floor plan offers plenty of room and potential. The open kitchen, dining, and living area is bright and functional, with south-facing natural light from the balcony’s sliding doors, with a view of the beach. In-suite laundry is conveniently located off the entry with extra storage space. The unit includes two energized parking stalls in the recently repaved lot. Condo fees include heat, water, sewer, exterior maintenance, and snow removal, keeping monthly costs manageable. A great opportunity to update over time, in a location close to the lake, parks, pathways, and Cold Lake’s best summer amenities.

property details

type
Condo, Single Family
bedrooms
3
bathrooms
1
living area
856 sq ft
parking
0
year built
1984
strata fee
$304 / mo ($0.36 / sq ft)
days on market
82
MLS®
E4502069

buying in a building from 1982 to 2000: what to read first

features

  • Flat site
  • No Smoking Home
  • Washer
  • Refrigerator
  • Dishwasher
  • Stove

monthly cost

$779/mo
Mortgage $475 · Strata $304

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment
$475/ monthly
loan $87,200
25-year amortization
total interest
$55,271
land title fees
$300
transfer + mortgage registration; Alberta has no transfer tax
cash to close
$22,100
down + land title fees
total paid
$142,471

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent
$1,520/mo
after all costs
$585/mo
cap rate
11.7%
yearly net rent ÷ price

Costs: mortgage $475 · strata $304 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Cold Lake: CMHC's average there ($1,472) raised by what new tenants pay against everyone in the province (Alberta centres of 10,000+). (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Cold Lake North, Cold LakeGoogle Maps ↗

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Cat Walker
Royal Lepage Northern Lights Realty
call Cat · 780-812-5288
Powered by: REALTOR.ca

similar homes nearby

property tax

about $1,237 a year

The asking price times Cold Lake's 2026 residential rate of 11.34 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

location

Cold Lake North, Cold LakeGoogle Maps ↗
Drive times
  • Marina Mall3 min
  • Nelson Heights Middle4 min
  • Cold Lake Elementary5 min
  • Cold Lake High6 min
  • Portage College7 min
  • Bonnyville Health Centre48 min
35

Walkability 35/100 · Mostly by car

Within a 10 minute walk: 9 parks and playgrounds.

mihom score from OpenStreetMap places, by straight line distance.

602 12 AV, Cold Lake
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602 12 AV, Cold Lake, photo 6
602 12 AV, Cold Lake, photo 7
602 12 AV, Cold Lake, photo 8
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806 16 AV, Cold Lake, photo 3
806 16 AV, Cold Lake, photo 4
806 16 AV, Cold Lake, photo 5
806 16 AV, Cold Lake, photo 6
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#201 911 10 ST, Cold Lake
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Cold Lake North, Cold Lake74 days on market
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Land
$101,000
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2809 24 AV
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