602 12 AV

1 / 8

$99,000

602 12 AV

Cold Lake North, Cold Lake · MLS® E4509740

962 sq ft · 823 m² lot · House · Single Family · built 1954 · 34 days on market

listed by Colleen Norman, Royal Lepage Northern Lights Realty

realtor's description

Located in a quiet neighbourhood backing on to school playground. Home has been rented out for many years, and is in need of a lot of TLC. Nice building spot for a new structure. the property is being sold as is where is.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 962 sq ft
lot: 823 m²
parking: 0
year built: 1954
days on market: 34
MLS®: E4509740

features

See remarks
Flat site
Refrigerator

monthly cost

$431/mo

Mortgage $431

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$431/ monthly

loan $79,200

25-year amortization

down payment20% · $19,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $50,200
land title fees: $280; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $20,080; down + land title fees
total paid: $129,400

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Cold Lake North, Cold LakeGoogle Maps ↗

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602 12 AV

1 / 8

$99,000

602 12 AV

Cold Lake North, Cold Lake · MLS® E4509740

962 sq ft · 823 m² lot · House · Single Family · built 1954 · 34 days on market

listed by Colleen Norman, Royal Lepage Northern Lights Realty

realtor's description

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 962 sq ft
lot: 823 m²
parking: 0
year built: 1954
days on market: 34
MLS®: E4509740

features

See remarks
Flat site
Refrigerator

property tax

about $1,123 a year

The asking price times Cold Lake's 2026 residential rate of 11.34 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$431/mo

Mortgage $431

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$431/ monthly

loan $79,200

25-year amortization

total interest: $50,200
land title fees: $280; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $20,080; down + land title fees
total paid: $129,400

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.