204 11950 Harris Road

1 / 34

$398,900

204 11950 Harris Road

Pitt Meadows · MLS® R3172135

all units at 11950 Harris Rd →

111

626 sq ft · Condo · Single Family · built 2008 · 18 days on market

listed by Kathleen Randal, Royal Lepage Wheeler Cheam

realtor's description

Welcome to your new home in Pitt Meadows! This bright 1-bedroom, 1-bathroom condo is an excellent opportunity for a first-time buyer or anyone looking for a low-maintenance lifestyle. Located just 35 minutes from Vancouver, Pitt Meadows offers a wonderful balance of convenience, community, and recreation. Situated on the desirable second floor, this unit offers added privacy and security compared to ground-level living. The kitchen features granite countertops and stainless steel appliances, while the cheater ensuite provides convenient access from both the bedroom and main living area. A dedicated desk area creates the perfect spot for working from home, studying, or managing everyday tasks. Comfortable, practical, and well located, this is a great opportunity to make this your home.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 626 sq ft
parking: 1
year built: 2008
property tax: $2,966 / yr
strata fee: $406 / mo ($0.65 / sq ft)
strata rules: Pets Allowed
days on market: 18
MLS®: R3172135

features

Central location
Elevator
Pets Allowed
All

floor plans

found among the listing photos.

monthly cost

$2,391/mo

Mortgage $1,738 · Tax $247 · Strata $406

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,738/ monthly

loan $319,120

25-year amortization

down payment20% · $79,78020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $202,271
property transfer tax: $5,978; BC general rate
cash to close: $85,758; down + PTT
total paid: $521,391

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $1,640/mo
after all costs: −$917/mo
cap rate: 2.5%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,738 · tax $247 · strata $406 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Pitt Meadows: CMHC's average there ($1,426) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca