20503 21 AV NW

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$394,900

20503 21 AV NW

Stillwater, Edmonton · MLS® E4508171

332

1,516 sq ft · 188 m² lot · Townhouse · Single Family · built 2022 · 43 days on market

listed by Sheldon Casavant, Century 21 Masters

realtor's description

Welcome to Stillwater! This stylish and ideally located 3 bed / 2.5 bath END-UNIT townhouse will immediately feel like home. Featuring a front porch, attached double garage, and NO CONDO FEES. Enjoy cooking in your open kitchen with quartz countertops, stainless steel appliances, and pantry. The living room and bright dining area provides the perfect place to entertain and spend time with the family. The spacious primary bedroom features a 4-piece ensuite and walk-in closet. An oversized bonus room, two additional bedrooms, your laundry room, and a 4-piece bath completes the upstairs. Providing ample space for storage and a busy family, the attached double garage and unfinished basement makes day to day life a breeze. With easy access to Anthony Henday, the airport, walking trails, and shopping, you'll be close to all the action. A must see! Some photos virtually staged.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,516 sq ft
lot: 188 m²
parking: 2
year built: 2022
days on market: 43
MLS®: E4508171

features

Lane
No Smoking Home
Washer
Refrigerator
Dishwasher
Stove

city assessment

$399,000

2026 assessment · market value as of July 1, 2025

Up 5.4% from $378,500 in 2025
Asking price is 1% below the assessment
Built 2022
Lot 188 m² (2,022 sq ft)
Floor area on the roll 1,490 sq ft

roll year	assessed
2026	$399,000
2025	$378,500
2024	$364,000
2023	$341,000
2022	$79,500

From City of Edmonton open data (property assessments), matched to 20503 21 AVENUE NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $4,135 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,721/mo

Mortgage $1,721

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,721/ monthly

loan $315,920

25-year amortization

down payment20% · $78,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $200,242
land title fees: $815; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $79,795; down + land title fees
total paid: $516,162

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,880/mo
after all costs: −$166/mo
cap rate: 4.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,721 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Edmonton: CMHC's average there ($1,802) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca