213 Habitat Cr NW

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$185,000

213 Habitat Cr NW

Homesteader, Edmonton · MLS® E4504734

940 sq ft · 236 m² lot · Townhouse · Single Family · built 1975 · 65 days on market

listed by Steve Balay, Royal Lepage Arteam Realty

realtor's description

Great starter home and or investment property. End unit, all freshly painted and some upgraded flooring. Great floor plan, nice sized kitchen and living/dining area with sliding glass doors out to the yard, plus a half bath on the main. 3 good sized bedrooms up and the full bathroom. The basement is finished, has a large open family room, den area and separate laundry room plus storage. Two parking stalls right outside your front door. Low condo fees, only $245 month. Located one of the nicest and best managed condo communities and in a very nice location. A wonderful and quiet neighbourhood with walking trails, close to schools, parks, shopping and public transit. This is a great property, priced very well and is ready for you to call it home.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 2
living area: 940 sq ft
lot: 236 m²
parking: 0
year built: 1975
strata fee: $245 / mo ($0.26 / sq ft)
days on market: 65
MLS®: E4504734

features

See remarks
No Animal Home
No Smoking Home
Washer
Refrigerator
Dishwasher

city assessment

$180,500

2026 assessment · market value as of July 1, 2025

Up 9.7% from $164,500 in 2025
$183,500 in 2016 (-2% over ten years)
Asking price is 2% above the assessment
Built 1975
Lot 236 m² (2,542 sq ft)
Floor area on the roll 936 sq ft

roll year	assessed
2026	$180,500
2025	$164,500
2024	$143,500
2023	$139,500
2022	$137,000
2021	$143,000
2020	$152,000
2019	$158,500

From City of Edmonton open data (property assessments), matched to 213 HABITAT CRESCENT NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,871 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,051/mo

Mortgage $806 · Strata $245

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$806/ monthly

loan $148,000

25-year amortization

down payment20% · $37,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $93,808
land title fees: $435; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $37,435; down + land title fees
total paid: $241,808

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,880/mo
after all costs: $504/mo
cap rate: 8.5%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $806 · strata $245 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Edmonton: CMHC's average there ($1,802) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca