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$899,990

25 10045 154 STREET

Surrey · MLS® R3103637

4 bed · 3 bath · 2,219 sq ft · 2 parking

Townhouse · Single Family · built 1990 · 198 days on market

Listed by AJ Cheema, RE/MAX 2000 Realty

Realtor's description

25 10045 154 Street, Surrey - Welcome to "The Heatherton," a gated community in the heart of Guildford. This 3 level townhome offers over 2200 sqft with a functional family layout and generous room sizes throughout. Lower level features a LARGE rec/flex room or potential 4th bedroom with walk-in closet and rough-in plumbing for a future bathroom. Equipped with A/C via mini-split system for year-round comfort. Steps to T&T, shopping, restaurants, transit, and quick Hwy 1 access. Book your showing today!

Property details

Type: Townhouse, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,219 sq ft
Parking: 2
Year built: 1990
Property tax: $3,342 / yr
Strata fee: $536 / mo ($0.24 / sq ft)
Strata rules: Rentals Allowed
Days on market: 198
MLS®: R3103637

Buying in a building from 1982 to 2000: what to read first

Features

Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove
Dryer

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-19%)

2026 assessment: $869,000 · asking is +3.6%
Price per sq ft: $406 vs $503 median for townhouses in Surrey for sale (867)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 198 days · no price changes so far

The market here

Listed now: 51 days; median for 881 townhouses for sale; this one 198 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$869,000	$2,978
2025	$888,000	$2,760

Estimated tax up 7.9% from 2025 to 2026.

The listing shows $3,342 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,736/mo

Mortgage $3,921 · Tax $279 · Strata $536

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,921/ monthly

loan $719,992

25-year amortization

down payment20% · $179,99820%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $456,359
property transfer tax: $16,000; BC general rate
cash to close: $195,998; down + PTT
total paid: $1,176,351

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,956/mo
After all costs: −$3,111/mo
Cap rate: 1.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,921 · tax $279 · strata $536 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 9,782 m² (105,292 sq ft) · PID 015-529-398. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Harold Bishop Elementaryhomes in this catchment
900 m away · 15670 104 Ave, Surrey · 604-581-6016
Secondary Johnston Heights Secondaryhomes in this catchment
300 m away · 15350 99 Ave, Surrey · 604-581-5500

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 4 storey, 85 unit building
260 m away · 2019 · under review
Rezoning of a portion from RM-45 to CD (based on RM-45); Development Permit; Housing Agreement to replace an existing Housing Agreement and increase the percentage of affordable rental units within a new Housing Agreement that will regulate the tenure of 85 rental dwelling units in a proposed 4-storey apartment building.
Rezoning for a 6 storey, 45 unit building
260 m away · 2025 · under review
Rezoning from RA to CD (Based on RM-45); Town Centre Plan Amendment from Parks Natural Areas to Low to Mid Rise Residential; Consolidation from 2 lots to 1 lot; Development Permit for Form Character to permit a six storey apartment with 45 residential units.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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