258 Surrey Gardens NW

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$194,800

258 Surrey Gardens NW

Lymburn, Edmonton · MLS® E4509844

890 sq ft · 176 m² lot · Townhouse · Single Family · built 1977 · 33 days on market

listed by Eileen Alferez, CIR Realty

realtor's description

Welcome to this 2 bedroom condo in the community of Lymburn. Offering comfortable main-floor living with no stairs, this is an excellent opportunity for first-time buyers, investors, downsizers, or anyone looking for a low-maintenance property. Recent updates include fresh paint, newer appliances, & newly installed waterproof vinyl plank flooring. The kitchen features a convenient walk-in pantry with access to the crawl space & the living space adds warmth with the cozy wood-burning fireplace. The primary bedroom offers a walk-through closet leading into the updated bathroom, complete with a walk-in shower. The second bedroom provides excellent flexibility as a home office, guest room, or additional living space. Enjoy your south-facing, fully fenced yard, offering a private space to relax or entertain. Additional outdoor storage/mechanical room provide convenient extra space for everyday needs. Located near schools, public transportation, shopping, restaurants, parks, the YMCA, and major commute routes.

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 1
living area: 890 sq ft
lot: 176 m²
parking: 0
year built: 1977
strata fee: $450 / mo ($0.51 / sq ft)
days on market: 33
MLS®: E4509844

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave

city assessment

$157,000

2026 assessment · market value as of July 1, 2025

Up 10.2% from $142,500 in 2025
$186,500 in 2016 (-16% over ten years)
Asking price is 24% above the assessment
Built 1977
Lot 176 m² (1,899 sq ft)
Floor area on the roll 936 sq ft

roll year	assessed
2026	$157,000
2025	$142,500
2024	$127,000
2023	$130,000
2022	$137,500
2021	$146,500
2020	$157,500
2019	$166,500

From City of Edmonton open data (property assessments), matched to 258 SURREY GARDENS NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,627 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,298/mo

Mortgage $849 · Strata $450

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$849/ monthly

loan $155,840

25-year amortization

down payment20% · $38,96020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $98,777
land title fees: $455; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $39,415; down + land title fees
total paid: $254,617

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.