2830 12 Avenue

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$232,900

2830 12 Avenue

Wainwright · MLS® A2327241

333

1,492 sq ft · 2,282 sq ft lot · Townhouse · Single Family · built 2013 · 108 days on market

listed by Ken Hrubeniuk, Royal LePage Wright Choice Realty

realtor's description

Row/Townhouse located at 2830 12 Avenue in Wainwright. The property features an eat-in kitchen and living room on the main level. The upper level includes the primary bedroom, two additional bedrooms, and laundry space. The main floor includes a 2pc bathroom, and the lower level features a 4pc bathroom and a furnace/utility room. This is a court-ordered sale. Property is sold strictly "as-is, where-is" with no warranties or representations. All offers must be completely unconditional. (The hole in the basement ceiling was caused by a leaky dishwasher, which has been rectified.) The hole has not been attempted to be fixed in any way.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,492 sq ft
lot: 2,282 sq ft
parking: 3
year built: 2013
property tax: $2,547 / yr
days on market: 108
MLS®: A2327241

features

Back lane
None

property tax

about $2,478 a year

The asking price times Wainwright's 2026 residential rate of 10.64 per $1,000 (municipal and education).

The listing shows $2,547 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,227/mo

Mortgage $1,015 · Tax $212

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,015/ monthly

loan $186,320

25-year amortization

down payment20% · $46,58020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $118,097
land title fees: $525; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $47,105; down + land title fees
total paid: $304,417

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,910/mo
after all costs: $355/mo
cap rate: 7.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,015 · tax $212 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Alberta: CMHC's average there ($1,848) raised by what new tenants pay against everyone in the province (Alberta centres of 10,000+). (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca