#29 9520 174 ST NW

1 / 40

$285,000

#29 9520 174 ST NW

Terra Losa, Edmonton · MLS® E4504652

1,344 sq ft · 300 m² lot · Townhouse · Single Family · built 1992 · 65 days on market

listed by Danny Lau, Exp Realty

realtor's description

Welcome to this well situated 1,344 sq. ft. townhome in Terra Losa, offering a peaceful setting with everyday convenience just minutes away. Featuring 3 bedrooms, 3 bathrooms and an attached single garage, this home offers a comfortable and functional layout. Cozy up by the fireplace or enjoy the west facing rear of the home backing onto the lake and pedestrian pathway, providing afternoon and evening sunshine. Additional features include a Water Softener system and visitor parking. Located just 6 minutes from West Edmonton Mall and Misericordia Community Hospital, with grocery stores, restaurants, shopping and major retailers only minutes away. A great opportunity to enjoy a quiet lake side setting while staying close to everything west Edmonton has to offer.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,344 sq ft
lot: 300 m²
parking: 0
year built: 1992
strata fee: $392 / mo ($0.29 / sq ft)
days on market: 65
MLS®: E4504652

buying in a building from 1982 to 2000: what to read first

features

No Animal Home
No Smoking Home
Lake Privileges
Washer
Refrigerator
Water softener

monthly cost

$1,634/mo

Mortgage $1,242 · Strata $392

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$1,242/ monthly

loan $228,000

25-year amortization

down payment20% · $57,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $144,515
land title fees: $615; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $57,615; down + land title fees
total paid: $372,515

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,880/mo
after all costs: −$79/mo
cap rate: 4.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,242 · strata $392 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Edmonton: CMHC's average there ($1,802) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

Terra Losa, EdmontonGoogle Maps ↗

schools

Catchment schools, Edmonton Public Schools

Elementary Aleda Patterson (K-3)/Alex Janvier (4-6)homes in this catchment
Middle Gr 4-9 Alex Janvierhomes in this catchment
1000 m away · 9535 167 Street NW, Edmonton
Secondary Gr 10-12 Jasper Placehomes in this catchment
24582.0 km away · 8950 - 163 Street NW, Edmonton · (780) 408-9000 · website

From the Edmonton Public Schools's published catchment maps (2021, the latest published). A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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