291 White Earth ST

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$134,900

291 White Earth ST

Smoky Lake Town · MLS® E4507260

616 sq ft · 581 m² lot · House · Single Family · built 1950 · 50 days on market

listed by Mike Ouellet, RE/MAX Elite

realtor's description

Charming bungalow with detached garage on large lot downtown Smoky Lake. This home is well located steps from all town services and sits on a nicely landscaped lot with fruit trees and direct access to a back alley. The home boasts a good size kitchen and dining room which open up to a bright living room, the main floor features 2 bedrooms and a full bath. The lower level houses two more bedrooms, a full bath, family room and utility room. You'll appreciate the huge concrete driveway leading to the one car detached garage. Quick possession available.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
living area: 616 sq ft
lot: 581 m²
parking: 0
year built: 1950
days on market: 50
MLS®: E4507260

features

See remarks
Lane
Washer
Refrigerator
Stove
Dryer

property tax

about $1,647 a year

The asking price times Smoky Lake's 2026 residential rate of 12.21 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$588/mo

Mortgage $588

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$588/ monthly

loan $107,920

25-year amortization

down payment20% · $26,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $68,404
land title fees: $345; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $27,325; down + land title fees
total paid: $176,324

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.