4803 52 ST

Smoky Lake Town · MLS® E4514183

818 sq ft · 664 m² lot · House · Single Family · built 1945 · listed today

listed by Helen Axford, MaxWell Challenge Realty

realtor's description

A very cute 2 up 1 down bedroom house on a lovely street in Smoky Lake, where rural and urban meet in total synergy. The upstairs has all new windows and some new flooring. The basement is being totally overhauled. A new sump pump has been installed, newer hot water tank, Furnace has lots of years of life still. A 4-piece bathroom, kitchen and living room with many windows allowing natural light. 3 garden sheds for oodles of storage and a carport. Big back yard. Located close to all amenities.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 818 sq ft
lot: 664 m²
parking: 0
year built: 1945
days on market: 0
MLS®: E4514183

features

Flat site
Lane
No Animal Home
No Smoking Home
Washer
Refrigerator

property tax

about $2,014 a year

The asking price times Smoky Lake's 2026 residential rate of 12.21 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$719/mo

Mortgage $719

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$719/ monthly

loan $132,000

25-year amortization

down payment20% · $33,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $83,667
land title fees: $400; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $33,400; down + land title fees
total paid: $215,667

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.