293 Poplar Street

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$599,000

293 Poplar Street

North Kamloops, Kamloops · MLS® 10395720

1,631 sq ft · 0.14 acres lot · House · Single Family · built 1957 · 96 days on market

listed by Babita Singh, RE/MAX Bozz Realty

realtor's description

Amazing 3-bedroom, 2-bathroom home featuring a 1-bedroom in-law suite. The main floor offers a bright and spacious living room, two bedrooms, a full bathroom, as well as a kitchen and its own laundry. The recently renovated basement has a separate entrance leading to a self-contained one-bedroom suite with its own private laundry, making it an ideal mortgage helper. Conveniently located close to schools, amenities, and McArthur Park, this property also features a private backyard and alley access. The home is currently tenanted, with the upper level rented for $2,250 per month and the basement suite rented for $1,550 per month.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,631 sq ft
lot: 0.14 acres
parking: 0
year built: 1957
property tax: $3,653 / yr
days on market: 96
MLS®: 10395720

the market here

listed now: 54 days; median for 585 houses for sale; this one 96 days

Houses in Kamloops. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$533,000	$3,653

The listing shows $3,653 a year in property tax.

Estimate: the BC Assessment value times Kamloops's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$2,914/mo

Mortgage $2,610 · Tax $304

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,610/ monthly

loan $479,200

25-year amortization

down payment20% · $119,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $303,736
property transfer tax: $9,980; BC general rate
cash to close: $129,780; down + PTT
total paid: $782,936

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,590/mo
your cost after the suite: $1,626/mo; vs $3,089 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $2,610 · tax $304 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Kamloops: CMHC's average there ($1,345) raised by what new tenants pay against everyone in the Kamloops area, then up 1.9% with Kamloops's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

North Kamloops, KamloopsGoogle Maps ↗

schools

Catchment schools, Kamloops Thompson School District 73

Elementary K-7 Arthur Hatton Elementaryhomes in this catchment
800 m away · 315 Chestnut Ave, Kamloops · 250-376-7217
Secondary 8-12 NorKam Secondaryhomes in this catchment
900 m away · 730 12th St, Kamloops · 250-376-1272

From the Kamloops Thompson School District 73's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

good to know

Floodplain
This address is within a designated floodplain on the provincial floodplain maps (Thompson River). Local rules can set things like minimum floor heights; the municipality can confirm what applies.
Source: Province of BC, Mapped Floodplains in BC
Wildfire
The BC Wildfire Service rates Kamloops's wildland urban interface as risk class 1 of 5 (the highest class). 2 wildfires of 10 hectares or more burned within 5 km since 2006: 2018 (25 ha), 2008 (16 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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