#302 44 Alpine PL

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$155,000

#302 44 Alpine PL

Akinsdale, St. Albert · MLS® E4503674

893 sq ft · Condo · Single Family · built 1982 · 73 days on market

listed by Tatum Fitton, ComFree

realtor's description

This pet-friendly top-floor unit offers added peace and quiet with no neighbours above. A working gas fireplace creates a warm and inviting atmosphere, while the large balcony opens onto Alpine Park and provides a peaceful, private outdoor space enhanced by the privacy of a mature tree. Additional features include a recently reglazed bathtub, two designated parking stalls, and convenient visitor parking.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
living area: 893 sq ft
parking: 0
year built: 1982
strata fee: $535 / mo ($0.60 / sq ft)
days on market: 73
MLS®: E4503674

buying in a building from 1982 to 2000: what to read first

features

Private setting
Flat site
Park/reserve
No Animal Home
No Smoking Home
Public Swimming Pool

city assessment

$123,000

2025 assessment · market value as of July 1, 2024

Asking price is 26% above the assessment
Built 1982

From City of St. Albert open data (property information), matched to 302-44 Alpine Pl. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,377 a year

The 2025 assessment times St. Albert's 2026 residential rate of 11.20 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,210/mo

Mortgage $675 · Strata $535

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$675/ monthly

loan $124,000

25-year amortization

down payment20% · $31,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $78,596
land title fees: $380; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $31,380; down + land title fees
total paid: $202,596

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: $227/mo
cap rate: 7.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $675 · strata $535 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca