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Pemberton Holmes Ltd.

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304 832 Fisgard St
homes for sale · Victoria · Central Park
304 832 Fisgard St — photo 1 of 27
1 / 27
$464,900

304 832 Fisgard St

Central Park, Victoria · MLS® 1052134

221

1,029 sq ft · Condo · Single Family · built 1992 · 16 days on market

listed by Mike Hallmark, eXp Realty

realtor's description

Welcome to urban living in the heart of Victoria! This well-maintained 2-bedroom, 2-bathroom condo is perfectly situated just blocks from all the downtown amenities you love – from the Save-On-Foods Memorial Centre and Victoria Public Market to Chinatown, Crystal Pool, charming bistros, coffee shops, and the nearby conservatory. Located on the 3rd floor with desirable south/east exposure, this home offers an abundance of natural light and a spacious, private balcony where BBQs (gas or electric) are welcome. Inside, you’ll find an updated bathroom, new appliances, in-suite laundry, and laminate flooring throughout! This pet-friendly, rental-friendly building is ideal for both homeowners and investors. Enjoy the peace and quiet of this small, well-run strata in a friendly, community-oriented building. Don’t miss your chance to own a slice of Victoria’s vibrant downtown core!

property details

listed by
Mike Hallmark
eXp Realty
call Mike · 250-508-7578
Powered by: REALTOR.ca
▶ virtual tour

similar homes nearby

type
Condo, Single Family
bedrooms
2
bathrooms
2
living area
1,029 sq ft
parking
1
year built
1992
property tax
$2,597 / yr
strata fee
$517 / mo ($0.50 / sq ft)
strata rules
Pets Allowed
days on market
16
MLS®
1052134

buying in a building from 1982 to 2000: what to read first

features

  • Rectangular
  • Family Oriented
  • Pets Allowed

monthly cost

$2,779/mo
Mortgage $2,046 · Tax $216 · Strata $517

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$2,046/ monthly
loan $371,920
25-year amortization
total interest
$241,907
property transfer tax
$7,298
BC general rate
cash to close
$100,278
down + PTT
total paid
$613,827
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$2,680/mo
after all costs
−$348/mo
cap rate
4.4%
yearly net rent ÷ price

Costs: mortgage $2,046 · tax $216 · strata $517 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Victoria: CMHC's average there ($2,284) raised by what new tenants pay against everyone in the Victoria area, then down 1.9% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Greater Victoria School District 61

  • Elementary George Jay Elementaryhomes in this catchment

    800 m away · 1118 Princess Ave, Victoria · 250-385-3381

  • Middle Central Middlehomes in this catchment

    1.1 km away · 1280 Fort St, Victoria · 250-386-3591

  • Secondary Victoria Highhomes in this catchment

    1000 m away · 1260 Grant St, Victoria · 250-388-5456

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

location

Central Park, VictoriaGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$457,800$2,589
2025$454,100$2,363

Estimated tax up 9.6% from 2025 to 2026.

The listing shows $2,597 a year in property tax.

Estimate: the BC Assessment value times Victoria's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

development nearby

  • Rezoning for a 20 storey building

    170 m away · 2023 · under review · 854, 858 & 880 Pandora Avenue

    The City is considering a Rezoning application to construct a 20-storey mixed-use building. Concurrent with Development Permit application No. 000630.

  • Rezoning for 129 homes

    180 m away · 2025 · under review · 930-934 Balmoral Road and 1701 Quadra Street (932 Balmoral Road)

    The City is considering a Rezoning application to renovate the existing church and construct 129 new purpose built rental units. Concurrent with DPV00293 and HAP00271.

  • Rezoning for 129 homes

    180 m away · 2025 · under review · 930-934 Balmoral Road and 1701 Quadra Street

    The City is considering a Heritage Alteration Permit application to renovate the existing church and construct 129 new purpose built rental units. Concurrent with REZ00894 and DPV00293. Refer to rezoning file for all materials.

  • Rezoning

    150 m away · 2025 · under review · 1625 Quadra Street

    The City is considering a Rezoning application to allow for Cannabis Retail.

  • Rezoning

    150 m away · 2024 · under review · 741 Fisgard Street (Formerly 1620 Blanshard Street)

    The City is considering a Rezoning application for a multiple dwelling building with commercial on the ground floor and underground parking. Concurrent with DP000645.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Victoria development tracker.

3 1019 North Park St, Victoria
Townhouse
$559,900
17% under assessed
3 1019 North Park St
Central Park, Victoria85 days on market
listed by DFH Real Estate Ltd.
2211,057 sq ft
MLS® 1045181
201 848 Mason St, Victoria
Condo
$589,900
201 848 Mason St
Central Park, Victoria7 days on market
listed by Pemberton Holmes - Westshore
22
401 848 Mason St, Victoria
Condo
$589,900
401 848 Mason St
Central Park, Victoria16 days on market
listed by Pemberton Holmes Ltd. - Oak Bay
22
104 930 North Park St, Victoria
Condo
$499,000
24% less per sq ft
104 930 North Park St
Central Park, Victoria7 days on market
listed by DFH Real Estate Ltd.
21
201 2520 Wark St, Victoria
Condo
$499,000
36% less per sq ft
201 2520 Wark St
Central Park, Victoria27 days on market
listed by Pemberton Holmes Ltd. - Oak Bay
22
209 1602 Quadra St, Victoria
Condo
$474,000
209 1602 Quadra St
Central Park, Victoria43 days on market
listed by Sotheby's International Realty Canada
22
1
872 sq ft
MLS® 1052210
1
873 sq ft
MLS® 1051798
902 sq ft
MLS® 1047867
1
1,073 sq ft
MLS® 1049724
1,019 sq ft
MLS® 1050051

the market here

sold vs last asking
-3.1%
median, 72 condos sold
listed now
43 days
median for 345 condos for sale; this one 16 days

Condos in Victoria, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

good to know

  • Heritage

    This address is inside the Core Mixed-Use Residential heritage conservation area (Victoria). Exterior changes can need a heritage permit, and some heritage homes qualify for grants or incentives; the municipality can confirm.

    Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

location

Central Park, VictoriaGoogle Maps ↗
Drive times
  • Heritage Community College2 min
  • Downtown Victoria3 min
  • École George Jay Elementary3 min
  • Victoria High4 min
  • Royal Jubilee Hospital8 min
  • YYJ airport30 min
98

Walkability 98/100 · Very walkable: most errands on foot

Within a 10 minute walk: 6 grocery stores, 153 places to eat or drink, 38 cafes, 8 parks and playgrounds, 4 schools, 3 pharmacies, 43 transit stops.

mihom score from OpenStreetMap places, by straight line distance.