315 161 W Georgia Street

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$519,800

315 161 W Georgia Street

Vancouver · MLS® R3178612

all units at 161 W Georgia St →

111

591 sq ft · Condo · Single Family · built 2012 · listed today

listed by Donald Kennedy, Sutton Group-West Coast Realty

realtor's description

Bienvenidos a Cosmo by Concord Pacific at Georgia and Beatty! Bright and cool north facing 1 bedroom + flex space - NOT overlooking Georgia or Beatty. Corner unit with open concept kitchen, dining and living area. Floor-to-ceiling windows and balcony overlooks a vast, tranquil green space. Amenities: 24 hour concierge service, bowling alley, gym, bike storage and rooftop deck with a hot tub and barbecue. Ideally located in central downtown close to restaurants and shopping. Just steps from Skytrain, Rogers Arena, BC Place, Queen Elizabeth Theatre, Vancouver Playhouse, the Art Gallery, City Market, Cineplex at International Village, Costco and T&T Supermarket. Includes access to the Ozone Club with its lounge, pool, steam room & sauna. Parking has electric charging outlet.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 591 sq ft
parking: 1
year built: 2012
property tax: $1,938 / yr
strata fee: $538 / mo ($0.91 / sq ft)
strata rules: Pets Allowed With Restrictions
days on market: 0
MLS®: R3178612

features

Central location
Pets Allowed With Restrictions
All

floor plans

found among the listing photos.

monthly cost

$2,964/mo

Mortgage $2,265 · Tax $161 · Strata $538

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,265/ monthly

loan $415,840

25-year amortization

down payment20% · $103,96020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $263,576
property transfer tax: $8,396; BC general rate
cash to close: $112,356; down + PTT
total paid: $679,416

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,430/mo
after all costs: −$764/mo
cap rate: 3.5%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,265 · tax $161 · strata $538 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Downtown, Vancouver: CMHC's average there ($2,112) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Vancouver also charges an empty homes tax. vancouver.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

VancouverGoogle Maps ↗

Rapid transit: Stadium–Chinatown SkyTrain station, 200 m (about 3 min walk); Granville SkyTrain station, 600 m (about 9 min walk).

schools

Catchment schools, Vancouver School Board

Elementary šxʷwəq̓ʷəθət Crosstown Elementaryhomes in this catchment
Secondary King George Secondaryhomes in this catchment
2.2 km away · 1755 Barclay St, Vancouver · 604-713-8999

From the Vancouver School Board's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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315 161 W Georgia Street

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$519,800