39 15268 28 Avenue

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$779,000

39 15268 28 Avenue

Surrey · MLS® R3176693

all units at 15268 28 Ave →

342

1,565 sq ft · Townhouse · Single Family · built 2017 · 8 days on market

listed by William Liu, RE/MAX Crest Realty

Open house · Sunday, November 1, 2pm–4pm

realtor's description

Beautifully maintained 3-bed, 3.5-bath townhome in Old School by Dawson Sawyer. Open main floor with sunken living room, dining area, and chef's kitchen featuring quartz counters, gas range, center island, and under-cabinet lighting. King-sized primary with walk-in closet and spa-like ensuite with dual sinks and oversized shower. Ground floor includes spacious bedroom, full bath, and side-by-side garage. Steps to transit, shopping, top golf courses, and White Rock Beach. Zoned for Jessie Lee Elementary, Earl Marriott Secondary, and near Southridge Private School. Don't miss out! Open House: NOV 1,SUN 2-4 PM.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 4
living area: 1,565 sq ft
parking: 2
year built: 2017
property tax: $3,688 / yr
strata fee: $387 / mo ($0.25 / sq ft)
days on market: 8
MLS®: R3176693

floor plans

found among the listing photos.

the market here

listed now: 52 days; median for 885 townhouses for sale; this one 8 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$848,000	$2,906
2025	$901,000	$2,801

Estimated tax up 3.7% from 2025 to 2026.

The listing shows $3,688 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$4,088/mo

Mortgage $3,394 · Tax $307 · Strata $387

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,394/ monthly

loan $623,200

25-year amortization

down payment20% · $155,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $395,008
property transfer tax: $13,580; BC general rate
cash to close: $169,380; down + PTT
total paid: $1,018,208

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,310/mo
after all costs: −$2,138/mo
cap rate: 1.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,394 · tax $307 · strata $387 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Surrey: CMHC's average there ($1,956) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca