#4 3819 76 ST NW

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$189,000

#4 3819 76 ST NW

Michaels Park, Edmonton · MLS® E4482967

212

886 sq ft · Condo · Single Family · built 1976 · 190 days on market

listed by Michelle Plach, HonestDoor Inc

realtor's description

Visit the Listing Brokerage (and/or listing REALTOR®) website to obtain additional information. Large two bedroom unit located in well updated and maintained condo complex. Lots of natural light and a big balcony. This property is perfect for investors or first time owners.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
living area: 886 sq ft
parking: 2
year built: 1976
strata fee: $465 / mo ($0.52 / sq ft)
days on market: 190
MLS®: E4482967

features

Park/reserve
Recreational
See remarks

city assessment

$117,000

2026 assessment · market value as of July 1, 2025

Up 10.9% from $105,500 in 2025
$153,500 in 2016 (-24% over ten years)
Asking price is 62% above the assessment
Built 1976
Lot 187 m² (2,014 sq ft)
Floor area on the roll 872 sq ft

roll year	assessed
2026	$117,000
2025	$105,500
2024	$95,000
2023	$101,500
2022	$98,500
2021	$103,500
2020	$115,000
2019	$129,000

From City of Edmonton open data (property assessments), matched to #4 3819 76 STREET NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,212 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,288/mo

Mortgage $823 · Strata $465

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$823/ monthly

loan $151,200

25-year amortization

down payment20% · $37,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $95,836
land title fees: $445; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $38,245; down + land title fees
total paid: $247,036

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: $149/mo
cap rate: 6.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $823 · strata $465 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca