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Pemberton Holmes Ltd.

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4 4583 Wilkinson Rd
homes for sale · Saanich · Royal Oak
4 4583 Wilkinson Rd — photo 1 of 31
1 / 31
$975,000

4 4583 Wilkinson Rd

Royal Oak, Saanich · MLS® 1053331

433

2,183 sq ft · 2,412 sq ft lot · Townhouse · Single Family · built 2008 · 1 day on market

listed by Ryan Gilmour, The Agency

Open house · Sunday, November 1

realtor's description

OPEN HOUSE SUNDAY NOV 1st 12-130pm. This strikingly updated 4 bed, 3 bath luxury townhome with plenty of parking offers upscale living without compromise. The chef-inspired kitchen makes every dinner party a must attend event, with quartz counters, farmhouse sink, double ovens, two dishwashers, induction cooktop, oversized fridge/freezer, wine fridge, Brizo touch faucet, and pot filler. The open-concept layout flows into the inviting living room with a sleek modern fireplace and the spacious dining nook with built-in bench seating. The powder room feels like a fancy restaurant, while the mudroom entry makes busy family life effortless. Upstairs, the primary suite is a private oasis with views, walk-in closet, and spa-like ensuite with heated floors and custom walk-in shower. The lower level features two bedrooms, media room, and versatile 4th bed/flex room. All of this, in one of the most convenient locations of Royal Oak surrounded by schools, parks and amenities and a short drive to downtown or the ferries and airport.

similar homes nearby

all units at 4583 Wilkinson Rd →

property details

type
Townhouse, Single Family
bedrooms
4
bathrooms
3
living area
2,183 sq ft
lot
2,412 sq ft
parking
3
year built
2008
property tax
$4,577 / yr
strata fee
$578 / mo ($0.26 / sq ft)
strata rules
Pets Allowed
days on market
1
MLS®
1053331

features

  • Other
  • Family Oriented
  • Pets Allowed
  • Washer
  • Refrigerator
  • Dishwasher

monthly cost

$5,251/mo
Mortgage $4,291 · Tax $381 · Strata $578

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$4,291/ monthly
loan $780,000
25-year amortization
total interest
$507,333
property transfer tax
$17,500
BC general rate
cash to close
$212,500
down + PTT
total paid
$1,287,333
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent
$2,720/mo
after all costs
−$2,923/mo
cap rate
1.7%
yearly net rent ÷ price

Costs: mortgage $4,291 · tax $381 · strata $578 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Saanich: CMHC's average there ($2,427) raised by what new tenants pay against everyone in the Victoria area, then down 6.2% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Saanich School District 63

  • Elementary Lochside Elementaryhomes in this catchment

    2.5 km away · 1145 Royal Oak Dr, Victoria · 250-658-5238

  • Middle Royal Oak Middlehomes in this catchment

    300 m away · 751 Travino Lane, Victoria · 250-479-7128

  • Secondary Claremont Secondaryhomes in this catchment

    2.5 km away · 4980 Wesley Rd, Victoria · 250-658-5221

From the Saanich School District 63's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Ryan Gilmour
The Agency
call Ryan · 778-679-1968
Powered by: REALTOR.ca

location

Royal Oak, SaanichGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$887,000$4,613
2025$854,000$4,217

Estimated tax up 9.4% from 2025 to 2026.

The listing shows $4,577 a year in property tax.

Estimate: the BC Assessment value times Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

sold vs last asking
-3.2%
median, 10 townhouses sold
listed now
36 days
median for 92 townhouses for sale; this one 1 day

Townhouses in Saanich, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

4541 Elk Lake Dr, Saanich
House
$819,000
19% under assessed
4541 Elk Lake Dr
Royal Oak, Saanich34 days on market
listed by Royal LePage Coast Capital - Chatterton
2241,454 sq ft
MLS® 1048542
723 Miller Ave, Saanich
House
$1,100,000
723 Miller Ave
Royal Oak, Saanich50 days on market
listed by Sotheby's International Realty Canada
32
2 768 Lindsay St, Saanich
Townhouse
$949,900
2 768 Lindsay St
Royal Oak, Saanich16 days on market
listed by eXp Realty
33
1 768 Lindsay St, Saanich
Townhouse
$999,000
1 768 Lindsay St
Royal Oak, Saanich60 days on market
listed by eXp Realty
33
405 510 Marsett Pl, Saanich
open houseTownhouse
$874,900
405 510 Marsett Pl
Royal Oak, Saanich85 days on market
listed by Pemberton Holmes Ltd.
34
764 Mann Ave, Saanich
House
$1,049,000
764 Mann Ave
Royal Oak, Saanich7 days on market
listed by The Agency
333
3
1,339 sq ft
MLS® 1048467
2
1,727 sq ft
MLS® 1052319
2
1,727 sq ft
MLS® 1048237
2
1,935 sq ft
MLS® 1044416
1,876 sq ft
MLS® 1052981

location

the building's lot: 5,286 m² (56,898 sq ft) · PID 027-677-389. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Royal Oak, SaanichGoogle Maps ↗
Drive times
  • Northridge Elementary4 min
  • Claremont Secondary6 min
  • Camosun College - Interurban Campus8 min
  • Victoria General Hospital9 min
  • Downtown Victoria14 min
  • YYJ airport20 min
83

Walkability 83/100 · Very walkable: most errands on foot

Within a 10 minute walk: 1 grocery store, 9 places to eat or drink, 1 cafe, 7 parks and playgrounds, 2 schools, 18 transit stops.

mihom score from OpenStreetMap places, by straight line distance.