403 8220 92 AVENUE

Fort St. John · MLS® R3139795

3 bed · 2 bath · 1,208 sq ft

Townhouse · Single Family · built 1998 · 105 days on market

Listed by Chad Bordeleau, Century 21 Energy Realty

Realtor's description

Practical. Purposeful. This 2-storey, 3-bedroom, 1.5-bath townhome delivers intelligent design for smart living. Bedrooms on one floor keep things organized and efficient, while main floor laundry saves you time every single week. At 1,208 square feet, you get everything you need without the overwhelming maintenance of a larger home. Close to schools, parks, and all the conveniences that matter. Ideal for first-time buyers ready to build equity or investors seeking a solid rental opportunity. The efficient layout and low-maintenance living means less time on upkeep, more time on what matters. This townhome is ready to work for you.

Property details

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,208 sq ft
Parking: 0
Year built: 1998
Property tax: $1,542 / yr
Days on market: 105
MLS®: R3139795

Price check

2026 assessment: $166,500 · asking is +5.7%

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 105 days

The market here

Listed now: 68 days; median for 7 townhouses for sale; this one 105 days

Townhouses in Fort St. John. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$895/mo

Mortgage $767 · Tax $129

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$767/ monthly

loan $140,800

25-year amortization

down payment20% · $35,20020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $89,245
property transfer tax: $1,760; BC general rate
cash to close: $36,960; down + PTT
total paid: $230,045

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,351/mo
After all costs: $173/mo
Cap rate: 6.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $767 · tax $129 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Fort St. John (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca