#403 9710 105 ST NW

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$99,900

#403 9710 105 ST NW

Downtown (Edmonton), Edmonton · MLS® E4510587

548 sq ft · Condo · Single Family · built 1967 · 29 days on market

listed by Francis Fan, MaxWell Polaris

realtor's description

The Best of Both Worlds in Carefree Condo Living! Affordable central downtown living and steps to Edmonton's River Valley trail system. Enjoy the vibrant urban living as well as being so close to nature & trails. Easy access to Grant Macewan University, U of A & Hospital & Royal Alex, Rogers Place & the Ice District etc.. Walk or bike to your favourite restaurants, coffee shops and shopping venues. No more waste on commuting times. Flexible parking system. Great spacious open layout. Condo fees includes all utilities of heat, water & power. Ideal for first time home buyers, students or savvy investors.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 548 sq ft
parking: 0
year built: 1967
strata fee: $392 / mo ($0.71 / sq ft)
days on market: 29
MLS®: E4510587

features

Corner Site
See remarks
Refrigerator
Dishwasher
Stove
Hood Fan

city assessment

$106,000

2026 assessment · market value as of July 1, 2025

Up 6.5% from $99,500 in 2025
$146,000 in 2016 (-27% over ten years)
Asking price is 6% below the assessment
Built 1967
Lot 18 m² (195 sq ft)
Floor area on the roll 538 sq ft

roll year	assessed
2026	$106,000
2025	$99,500
2024	$102,000
2023	$102,500
2022	$110,000
2021	$116,000
2020	$123,500
2019	$126,000

From City of Edmonton open data (property assessments), matched to #403 9710 105 STREET NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,098 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$827/mo

Mortgage $435 · Strata $392

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$435/ monthly

loan $79,920

25-year amortization

down payment20% · $19,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $50,656
land title fees: $280; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $20,260; down + land title fees
total paid: $130,576

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,300/mo
after all costs: $334/mo
cap rate: 9.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $435 · strata $392 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Edmonton: CMHC's average there ($1,301) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca