412 46185 THOMAS ROAD, Vedder Crossing

Chilliwack · MLS® R3175395

all units at 46185 Thomas Rd →

704 sq ft · Condo · Single Family · built 2026 · 11 days on market

listed by Tracey Klaver, Advantage Property Management

realtor's description

"Views Above and Shops Below" ANDMAR is redefining the meaning of community In Chilliwack. MORE than just a development, ANDMAR sets a new standard for sustainable, connected living in the heart of SARDIS. Enjoy the convenience of local stores... Nature's Fare Markets, Pure Pharmacy, restaurants, cafes & everyday services at your doorstep. WALK, DINE, SIP AND SHOP at ANDMAR. This 1-bed, 1-bath + den home is designed for modern comfort & effortless living. The spacious kitchen features an exceptional layout with abundant cabinetry, pantry storage & quality finishes throughout. NO GST! Show Home now open 7 days a week 12 - 3:00 PM. * PREC - Personal Real Estate Corporation

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 704 sq ft
parking: 0
year built: 2026
days on market: 11
MLS®: R3175395

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

the market here

listed now: 62 days; median for 170 condos for sale; this one 11 days

Condos in Chilliwack. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$1,655/mo

Mortgage $1,655

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,655/ monthly

loan $303,920

25-year amortization

down payment20% · $75,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $192,636
property transfer tax: $0; $5,598 less $5,598 newly built exemption
cash to close: $75,980; down + PTT
total paid: $496,556

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $1,400/mo
after all costs: −$402/mo
cap rate: 4.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,655 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Chilliwack: CMHC's average there ($1,222) raised by what new tenants pay against everyone in the Chilliwack area, then down 2.4% with Chilliwack's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca