43 4891 Painted Cliff Road

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$2,480,000

43 4891 Painted Cliff Road

Whistler · MLS® R3178242

all units at 4891 Painted Cliff Rd →

221

947 sq ft · Townhouse · Single Family · built 1992 · 3 days on market

listed by Kristine Skoupas, Whistler Real Estate Company Limited

realtor's description

SKI-in/SKI out on Blackcomb Mountain! Experience the ultimate Whistler mountain lifestyle in this beautifully renovated 2-bed/2-bath townhouse, ideally located in the sought-after Blackcomb Benchlands. Offering true ski-in/ski-out access, this inviting mountain retreat combines modern comfort, thoughtful upgrades & unbeatable location with steps from the Merlin ski run. Features include a modern kitchen with stainless steel appliances, bathrooms with heated floors, updated flooring throughout & custom closet organizers in both bedrooms. The bright, open-concept living space is enhanced by large windows that fill the home with natural light, while a cozy wood-burning fireplace creates the perfect setting to unwind after a day on the slopes. Zoned for nightly rentals & unlimited owner usage.

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 2
living area: 947 sq ft
parking: 1
year built: 1992
property tax: $5,586 / yr
strata fee: $664 / mo ($0.70 / sq ft)
strata rules: Pets Allowed
days on market: 3
MLS®: R3178242

buying in a building from 1982 to 2000: what to read first

features

Cul-de-sac
Private setting
Treed
Pets Allowed
All

monthly cost

$11,935/mo

Mortgage $10,805 · Tax $466 · Strata $664

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$10,805/ monthly

loan $1,984,000

25-year amortization

down payment20% · $496,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,257,537
property transfer tax: $52,400; BC general rate
cash to close: $548,400; down + PTT
total paid: $3,241,537

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $3,000/mo
after all costs: −$9,350/mo
cap rate: 0.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $10,805 · tax $466 · strata $664 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Whistler: the town's own rents in the 2021 Census, brought forward by BC's rent index ($2,571; CMHC covers it thinly or not at all) raised by what new tenants pay against everyone in the province (BC centres of 10,000+), then up 2.5% with BC's rent index, Oct 2025 → Aug 2026. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend and 2021 Census rents: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca